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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (34655 reviews)

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4.93

Based on 34,655 reviews, last reviewed 18th Apr 2026

1161000% increase in 5 star reviews

in the past 90 days

2300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service. Always helpful with any issues arising from failed deliveries. Pay in 3 can be helpful at times. You can always be sure your money is safe with them. Reviewed on: 18th April 2026

Latest lowest rating:

1

When my booking. When my booking.com account was hacked and my PayPal account was used to book accommodation PayPal were very reluctant to refund my stolen money Reviewed on: 17th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (34655)

Easy to use.

Easy to use. Great for when you are struggling financially Reviewed on: 23rd May 2024

It's been great experience using PayPal, PayPal Cred...

It's been great experience using PayPal, PayPal Credit and Pay in 3. Been using PayPal services in many platforms for last two years and it's been great. My Credit limit in PayPal now 1150, I want a 3000 credit limit increase soon. Reviewed on: 23rd May 2024

Easy and value for money, pay in three is quick and...

Easy and value for money, pay in three is quick and friendly to pocket. Reviewed on: 23rd May 2024

Flexibility is a massive help

I have been able to purchase the products I have needed at short notice before my pay day and can spread it out so it's not such a big dent in my wallet Reviewed on: 23rd May 2024

Trustworthy and good alternative to credit cards.

PayPal provides a great and trustworthy service. As a customer, paying with PayPal gives me confidence due to their fraud detection and support in case something goes wrong. It’s much better than paying with a card directly. Also, the Pay in 3 service is amazing and works as a great alternative to credit cards. As a seller, I also love using PayPal as they make payments more secure, offer customer service on both ends, and build trust. Reviewed on: 23rd May 2024

Easy to use, terms simple to understand

Easy to use, terms simple to understand Reviewed on: 23rd May 2024

Feel much safer and secure using my PayPal account...

I feel much safer and secure using my PayPal account, plus can take advantage of paying in 3 instalments. Reviewed on: 23rd May 2024

Excellent service

I regularly spread the cost of larger items with pay in 3 and its straightforward. Would highly recommend Reviewed on: 23rd May 2024

Helped me pay for my daughter' s flight from Australia

Helped me pay for my daughter' s flight from Australia Reviewed on: 23rd May 2024

PayPal is one of the best options to pay online...

PayPal is one of the best options to pay online Reviewed on: 23rd May 2024

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