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PayPal: Pay in 3 reviews

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4.93
Based on 33,186 reviews, last reviewed 13th Apr 2026
1022800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and painless process to apply for PayPal Pay in 3 Very easy and painless process to apply for the pay in 3 option and so long as you set up a direct debit or diarise your repayments there is no intere... Read more Reviewed on: 13th April 2026
AndyBot's avatar
AndyBot

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (33186)

Easy to use and very useful would recommend to anyone

5
Easy to use and very useful would recommend to anyone Reviewed on: 17th May 2024
Chris's avatar
Chris

Easy, clear and straight forward

5
Offers an easy, straight forward, easy and clear way to pay. Offering added buyer security. Customer services have always been very helpful when I have needed to contact them Reviewed on: 17th May 2024
Kelly's avatar
Kelly

I’m so happy I joined PayPal.

5
I’m so happy I joined PayPal. All payments are instant and I know I have the security making payments through PayPal which makes it stress free. Reviewed on: 17th May 2024
Angela Marshall 's avatar
Angela Marshall

Very easy to use love PayPal, I use it for all my on...

5
Very easy to use love PayPal, I use it for all my online purchases very easy contact if anything goes wrong. Would highly recommend. Reviewed on: 17th May 2024
Allister L's avatar
Allister L

Easy way to pay

5
Always been really easy to set up payments, easy to repay early and gives good flexibility when looking for things to purchase. I love using PayPal and would love more retailers to accept it, although that would be slightly dangerous as I'd probably end up spending more money! Reviewed on: 17th May 2024
Vicky S's avatar
Vicky S

Very good service PayPal is excellent thank you so...

5
Very good service PayPal is excellent thank you so much Reviewed on: 17th May 2024
Nene's avatar
Nene

PayPal Pay in 3 is so convenient

5
I have used the pay in 3 credit option several times. It is so convenient when you want to make a purchase that's a little too much to pay in full straight away, it allows you to spread the cost without committing to a loan over a longer period... Reviewed on: 17th May 2024
Pete A's avatar
Pete A

It’s a handy system and is easy to use if would reco...

5
It’s a handy system and is easy to use if would recommend it to family and friends! Reviewed on: 17th May 2024
Oisin B's avatar
Oisin B

It’s so easy to use.

5
It’s so easy to use. It’s allows me to purchase goods easily and at the same time protect me when buying goods too. Reviewed on: 17th May 2024
Angela 's avatar
Angela

Always helpful and fast responses

5
Always helpful and fast responses Reviewed on: 17th May 2024
Mary G's avatar
Mary G

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