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PayPal: Pay in 3 reviews

4.93
Based on 33,193 reviews, last reviewed 13th Apr 2026
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in the past 90 days
2200% increase in 1 star reviews
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Latest highest rating:

5

Why I love the convenience of PayPal pay in 3 I love the convenience of PayPal pay in 3; it makes those slightly larger purchases more affordable by being able to spread the cost over 3 months. Ma... Read more Reviewed on: 13th April 2026
Laura Brookes's avatar
Laura Brookes

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33193)

Good company, good service and good communication I...

5
Good company, good service and good communication I em very happy to use dems service. Reviewed on: 17th May 2024

Super choice pay in 3

5
Pay in 3 it’s Super very helpful option Reviewed on: 17th May 2024

I can buy the products that I want without the wait!

5
PayPal pay in 3 allows me to buy the products that I want now without having to wait and save up for it. This also means that I can take advantage of items on offer or sale that I might not have been able to previously, particularlyif its an unexpected purchase. It's easy to manage; I can see all of my payment plans, see how much I have paid, how much I still have to pay, and how many installments I have left. The regular reminders of when a payment is due to be taken is helpful too. Reviewed on: 17th May 2024

such a great service.

5
such a great service. love PayPal Reviewed on: 17th May 2024

I have always seen the option of pay pay3 but I was...

5
I have always seen the option of pay pay3 but I was not sure of I would be eligible or not, however I made used of it to make a few purchases and I am happy with being able to complete payment over a short period. Reviewed on: 17th May 2024

Very easy to use.

5
Very easy to use. Interest free. Transparent terms and conditions. Would recommend to friends. Easy to track my payments and can make payments early if I need to. Easy to link alternative payment options Reviewed on: 17th May 2024

Pay in 3 at cash price makes extras more affordable

5
As long as you dont overspend and pay in time the pay in 3 option has been very benifcial for me. Allows me to budget and get little extra s for me and my family. Allows 3 months at cash price. Many times on goods that are not offered by a store or online shop. It makes things more affordable to me. Thank you Pay Pal Reviewed on: 17th May 2024

Iam happy with.

4
Iam happy with. PayPal for years Reviewed on: 17th May 2024

All the transactions I have done with my pay in 3 ha...

5
All the transactions I have done with my pay in 3 has gone perfectly ok and has saved me a lot of hassle trying to get the full amount making it easier to pay in 3 instalment. Reviewed on: 17th May 2024

It was easy, simple and more affordable

5
It was easy, simple and more affordable Reviewed on: 17th May 2024

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