Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 33,194 reviews, last reviewed 14th Apr 2026
1023600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always good and reliable find PayPal very easy to use Always good and reliable find PayPal very easy to use Reviewed on: 14th April 2026
Joanne l's avatar
Joanne l

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (33194)

I’ve been using Paypal pay in three for a while now.

5
I’ve been using Paypal pay in three for a while now. It has been great till now. There were no delay on purchase and it’s always great. The only problem would be Paypal will sometimes deduct the amount paid twice but still fixed it at the end. So not not a major problem. Reviewed on: 17th May 2024
Mahesh Sarangthem's avatar
Mahesh Sarangthem

Meher review

5
It’s so convenient for me and feel like it’s a lot more user friendly and supportive than Klarna etc Reviewed on: 17th May 2024
Meher's avatar
Meher

So handy

5
So handy for big and small purchases gives you time to pay over a few months and can also replay early at anytime! Reviewed on: 17th May 2024
Danny s's avatar
Danny s

It's very good to pay in 3 helps me a...

4
It's very good to pay in 3 helps me a lot Reviewed on: 17th May 2024
Silvia Silva's avatar
Silvia Silva

Very good always keep you informed and upto date

5
Very good always keep you informed and upto date Reviewed on: 17th May 2024
Donna Bell's avatar
Donna Bell

Always easy, PayPal has your back if things go wrong

5
Always easy, PayPal has your back if things go wrong Reviewed on: 17th May 2024
Jimbob's avatar
Jimbob

easy enough but needs to be available more

5
It was an easy enough experience. But to be honest it isn't available on a lot of sites that PayPal is. Is like the option to use it every time I buy something using PayPal. I would definitely use it again. Reviewed on: 17th May 2024
Laurence's avatar
Laurence

it was as a perfect experience, helps you get what y...

5
it was as a perfect experience, helps you get what you want with out the downside of interest. Reviewed on: 17th May 2024
Dan's avatar
Dan

Smooth & Straightforward

5
Used pay in 3 for a large purchase some months back. Process was smooth and purchase was complete without issue. It was also very easy to pay back more than what was owed each month when I was able to Reviewed on: 17th May 2024
Scott Edmonds's avatar
Scott Edmonds

All good experience

5
All good experience good customer experience and all ways happy to help Reviewed on: 17th May 2024
Chris g's avatar
Chris g

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill