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PayPal: Pay in 3 reviews

4.93
Based on 33,196 reviews, last reviewed 14th Apr 2026
1023800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal pay in three Pay in three is a great help. I have been with PayPal for a good few years and feel reassured purchasing goods through them. Reviewed on: 14th April 2026
Susan Jones's avatar
Susan Jones

Latest lowest rating:

1

I attempted to do a pay in three and was declined,no... I attempted to do a pay in three and was declined,no reason for this an I contacted the credit agency said the desiion was PayPal ,I think my credit c... Read more Reviewed on: 13th April 2026
Mike J's avatar
Mike J

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33197)

It was great.

5
It was great. I prefer to everyone. Reviewed on: 17th May 2024

Pretty Good

4
Sometimes I get double charged as pending transactions when I first pay using pay in 3, but it usually gets sorted out within a couple of days by itself. Other than that, it works great. Reviewed on: 17th May 2024

Great service

5
Great service and reminders of payments due. Easy to apply and keep track of spending. Reviewed on: 17th May 2024

Easy and fast excellent app and great support and s...

5
Easy and fast excellent app and great support and support Reviewed on: 17th May 2024

Allows me to buy things without having to pay in ful...

5
Allows me to buy things without having to pay in full making it a lot easier to manage and stay in budget. Reviewed on: 17th May 2024

Secure and simple

5
Very easy to use PayPal, great security features plus also you know your money is safe against fraud Reviewed on: 17th May 2024

Very good but could do better

5
The PayPal pay in 3 is a very good feature and helps me pay in small amounts when I don’t have the full amount to pay it can be improved by adding more PayPal pay in 3 transactions as after a while there is a limit Reviewed on: 17th May 2024

Amazing service!!

5
Amazing service, I am a self-employed cyclist, this service is letting me to keep on investing in my loved profession while dealing with a limited monthly income. By spreading the weight over three months, I am indeed able to invest, improvement's key, save, peace of mind 's key. Thanks !! Reviewed on: 17th May 2024

Better than other pay in 3 apps

5
Easy to use and saves having a debt. Dont see the need to use other similar ones as trust paypal more Reviewed on: 17th May 2024

Very easy to do and plenty of info on payments and w...

5
Very easy to do and plenty of info on payments and works great and will definitely use again Reviewed on: 17th May 2024

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