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PayPal: Pay in 3 reviews

4.76
Based on 56,600 reviews, last reviewed 3rd Jun 2026
3226000% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Go PayPal Whenever I gave had any problems with rip off companies, PayPal have always been able to get my refund for me. Reviewed on: 3rd June 2026
Jennifer B's avatar
Jennifer B

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56600)

A little frustrating to navigate sometimes, but that...

5
A little frustrating to navigate sometimes, but that is probably me. I wouldn't be without it though. Reviewed on: 6th April 2026

PayPal, why wouldn’t you!

5
Quick and simple to set up and install. The PayPal App has given me the freedom to buy with confidence and spread the cost when I need to with no penalties for early repayment, it just gives me the peace of mind to use over and over again. What’s not to love. Reviewed on: 6th April 2026

Great and ideal way to purchase things by stretching...

5
Great and ideal way to purchase things by stretching my budget over 3 months. The reminders are also helpful Reviewed on: 6th April 2026

Great customer service.

4
Great customer service. I had not received a parcel for over a month and they helped me an I got a refund. Reviewed on: 6th April 2026

Been with them for years.

5
Been with them for years. Always spot on. Had a little hiccup once and they sorted it immediately. Reviewed on: 6th April 2026

safe and secure lets me buy with confudence

5
safe and secure lets me buy with confudence Reviewed on: 6th April 2026

This is a great way to split large purchases which i...

4
This is a great way to split large purchases which i may otherwise not be able to pay and is useful for emergency purchases loke our recliner sofa, which allows me to spend more time with my family, as with my condition i have to spend a lot of time upstairs in bed. Reviewed on: 6th April 2026

Good service and excellent credit options.

5
Good service and excellent credit options. Reviewed on: 6th April 2026

I love Pay in 3.

5
Pay in 3 is fantastic, there are often times when needing or wanting to make a bigger purchase can be a bit much, whether it’s for multiple birthdays at once or even concert tickets. Spreading the cost over 3 months, breaking down the original bill with 0% interest is really really great. I think it’s really accessible, especially if on a low income, being able to afford more expensive things or even just reasonably priced things is really really helpful. Reviewed on: 6th April 2026

Verysafeand secure service

5
Very quick service and easy to use Reviewed on: 6th April 2026

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