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PayPal: Pay in 3 reviews

4.93
Based on 32,967 reviews, last reviewed 12th Apr 2026
1002600% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
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1%
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Latest highest rating:

5

Great service The service is very user friendly and when I needed assistance my query was handled very promptly and in a professional manner. Reviewed on: 12th April 2026
Alison Y's avatar
Alison Y

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32967)

More Options, delay instalment.

4
More Options, delay instalment. Split in 4 or 5 on purchases over 300+ would be fine. Reviewed on: 16th May 2024

PayPal pay in 3 is an amazing plan

5
PayPal pay in 3 is an amazing plan, which helping us to buy what we need and pay the full amount later. It saved me many times when I was waiting for my payday and was not able to pay the full amount at once. It's giving us the freedom and choice. Reviewed on: 16th May 2024

Paypal is intuitive and easy to use.

5
Paypal is intuitive and easy to use. Reviewed on: 16th May 2024

Customer service and mobile app

5
I have always had a good experience with PayPal customer service and the mobile app. Reviewed on: 16th May 2024

Great for 0% over 4 months on large purchases and gr...

5
Great for 0% over 4 months on large purchases and great for pay in 3 to split payments Reviewed on: 16th May 2024

Pay in 3 is great for gifts!

5
Great for buying Xmas presents & splitting the cost using pay in 3. Safe & secure payments settle my mind Reviewed on: 16th May 2024

Very easy to use and keep track of my spending

5
Very easy to use and keep track of my spending using Pay in 3. Would use again! Reviewed on: 16th May 2024

It give you the option to pay in 3 times with no int...

5
It give you the option to pay in 3 times with no interest which for big shopping or emergency shop is great .I think it's a good option for those that can't have PayPal credit due to a poor credit score Reviewed on: 16th May 2024

Effortlessly making purchases in a difficult climate...

5
Effortlessly making purchases in a difficult climate happen and affordable Reviewed on: 16th May 2024

Very good and easy use when transacting purchases an...

5
Very good and easy use when transacting purchases and payments through out anywhere securely. Reviewed on: 16th May 2024

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