Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (32973 reviews)

View other PayPal products

4.93

Based on 32,973 reviews, last reviewed 12th Apr 2026

1003200% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service and layout of the website Excellent service and layout of the website Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (32973)

Perfect experience allows me to shop like crazy

Perfect experience allows me to shop like crazy Reviewed on: 16th May 2024

They are the best and trusted

They are the best and trusted, they are secured Reviewed on: 16th May 2024

Quick and easy to use.

Quick and easy to use. HOWEVER lots of scams impersonating PayPal. Reviewed on: 16th May 2024

Always there for a back up

It always helps me when I'm always in a pickle with money, so when I need to spread my payments it makes it really easy to do so and it's really easy to understand, plus also intrest free so that is always a plus. Reviewed on: 16th May 2024

We love Pay in 3!

I’ve used pay in 3 several times for those unexpected baby purchases, a new camera, a new mattress, anything. Reviewed on: 16th May 2024

Makes it easy and clear and quick to buy from multip...

Makes it easy and clear and quick to buy from multiple places Reviewed on: 16th May 2024

Very reliable

Very reliable, I have no issues when using PayPal online Reviewed on: 16th May 2024

Very easy way to pay and the pay in 3 makes things s...

Very easy way to pay and the pay in 3 makes things so much more affordable Reviewed on: 16th May 2024

Easy to use

Easy to use and takes the pain away from having big expenses by breaking them up into smaller payments Reviewed on: 16th May 2024

a fantastic service

after being accepted for pay pal pay in 3, i knew it was perfect as the interest was 0% and it made multiple larger expenses a lot more affordable during a busy period. knowing what the monthly output would be i knew i was still able to pay for these items within my budget as well. it was hassle free and pretty much instant. and it makes a shopping experience easier. it is also really helpful when you get a reminder about the payment that is coming up as it reminds you to make sure it is in your own monthly budgets accordingly. i can't fault the service at all. Reviewed on: 16th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Payl8r 4.89 from 4219 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews
Klarna card
from Klarna 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Payments
from PayPal 4.92 from 3668 reviews
Credit card
from PayPal 4.91 from 47 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub