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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 56,616 reviews, last reviewed 4th Jun 2026
3227600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Money Management Pay in 3 is amazing for managing money spend with no down sides! Reviewed on: 4th June 2026
Mark Di Paolo's avatar
Mark Di Paolo

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (56616)

After using PayPal for a number of years now I total...

5
After using PayPal for a number of years now I totally recommend this product ,it has helped me alot financially to afford to get back on my feet Reviewed on: 6th April 2026
Pat's avatar
Pat

Perfect service

5
It’s perfect easy to use the only thing is it they don’t increase your credit limit easily Reviewed on: 6th April 2026
Imran 's avatar
Imran

I love pay in 3 because it allows me to buy things t...

5
I love pay in 3 because it allows me to buy things that otherwise I could not afford to pay all at once Reviewed on: 6th April 2026
Orla R's avatar
Orla R

Great option

5
PayPal pay in 3 offers a great way to break down expensive purchases while making the repayment dates clear. Reviewed on: 6th April 2026
Aaron R's avatar
Aaron R

I’ve not had a bad experience so far, I think PayPal...

5
I’ve not had a bad experience so far, I think PayPal is far in how they operate Reviewed on: 6th April 2026
Jamie L's avatar
Jamie L

Easy interest-free way of spreading costs.

5
Having an easy to arrange interest-free way to spread costs really helps. Although Klarna also does this, the Paypal integration with Ebay and other vendors makes a difference. Having this pre-approved is also reassuring. Reviewed on: 6th April 2026
Neil T's avatar
Neil T

PayPal is just a great protective service overall.

5
PayPal is just a great protective service overall. I use the buy in 3 and PayPal credit and helps me finance. Reviewed on: 6th April 2026
Abdul S's avatar
Abdul S

Easy to use and efficient.

5
Easy to use and efficient. Simple to link with friends and use for payment alturnativr that is safe to use Reviewed on: 6th April 2026
abi's avatar
abi

Easy to use app.

5
Easy to use app. A feeling of securely transferring money whether to a retailer or family and friends Reviewed on: 6th April 2026
Anonymous's avatar
Anonymous

Never any issues.

5
Never any issues. Fast, effective and were also great to refund one time i had a scam issue. Reviewed on: 6th April 2026
Gareth H's avatar
Gareth H

Review PayPal: Pay in 3 now

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