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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56622 reviews)

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4.76

Based on 56,622 reviews, last reviewed 4th Jun 2026

3228200% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It’s really helpful. It’s really helpful and I really recommend it to anyone who wants to manage their finances. Reviewed on: 4th June 2026

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56622)

A must, for when paying on line.

I always use PayPal when paying on line. Safe way to pay for goods and services. Reviewed on: 6th April 2026

very easy to use...

So far its all been great very easy to use Reviewed on: 6th April 2026

They make their App very user friendly and giving me...

They make their App very user friendly and giving me a great way to manage my money Reviewed on: 6th April 2026

Easy to use, and good options for pay in 3...

Easy to use, and good options for pay in 3 or credit Reviewed on: 6th April 2026

Convenient but needs clearer terms

I used PayPal Pay in 3 and overall it’s a convenient way to split payments into smaller parts without interest. The setup was quick and easy, and everything is clearly shown in the app. Payments were taken on time without any issues. However, I think the terms and reminders could be clearer, especially for new users. It would be helpful to get more notifications before each payment to avoid missing one. Overall, it’s a good option for managing purchases, but it requires attention to your payment schedule. Reviewed on: 6th April 2026

Easy to contact

Always good to know if you purchase anything you can contact the with an issue Reviewed on: 6th April 2026

Why shop online anywhere else?

Why shop online anywhere else??Problem free and always prompt with solving queries. Reviewed on: 6th April 2026

So far my PayPal experience has been positive.

So far my PayPal experience has been positive. Every now and then Pay in 3 is not available and one time I was denied outright, but the next time it worked again. Reviewed on: 6th April 2026

Really easy to use.

Really easy to use. Safe and secure. Reviewed on: 6th April 2026

The customer credit experience

Flexible payments across various bill payment providers make managing 'your' money a much more secure and reliable experience. This provides peace of mind and if and when an error is made the support provided resolves the problem rather than escalate the blame. A much more customer focused service in helping them manage 'their' finances. A real credit without the debit. Reviewed on: 6th April 2026

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