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PayPal: Pay in 3 reviews

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4.93
Based on 32,980 reviews, last reviewed 12th Apr 2026
1003900% increase in 5 star reviews
in the past 90 days
2000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Helps in must buy situations I've used Pay in 3 many times and made my finances easier while increasing my purchasing chances. As I'm relied on my monthly salary, Pay in 3 has mad... Read more Reviewed on: 12th April 2026
Dilan's avatar
Dilan

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026
Vinni 's avatar
Vinni
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (32980)

I’ve used PayPal pay in 3 numerous times.

5
I’ve used PayPal pay in 3 numerous times. It’s so simple to use and if you need have an unexpected bill, it is easily sorted without having to find all the money there and then. Monthly payments are clear (amount & due dates) and no interest to think about. It’s my go to if I can use it Reviewed on: 16th May 2024
Sue B's avatar
Sue B

Long time user of PayPal the safety of having a midd...

5
Long time user of PayPal the safety of having a middle man in a world were bank details theft is prevalent, it’s good to have the security that PayPal will safeguard my money. Reviewed on: 16th May 2024
danilson g's avatar
danilson g

Amazing tool to spread the cost helps to most wanted...

5
Amazing tool to spread the cost helps to most wanted stuff quicker Reviewed on: 16th May 2024
Gatis C's avatar
Gatis C

Pay in 3 made easy!

5
Staff always happy to help when needed it. Pay in 3 makes things easier when you want to spread it over a few months. Reviewed on: 16th May 2024
Michelle Bloice's avatar
Michelle Bloice

Excellent customer care and service by one of your f...

5
Excellent customer care and service by one of your friendly operators, who explained all that was needed. Reviewed on: 16th May 2024
Iona M's avatar
Iona M

I find paypal credit is easy to use with it being in...

5
I find paypal credit is easy to use with it being incorporated into the app Reviewed on: 16th May 2024
Lilybeth k's avatar
Lilybeth k

I love PayPal, easy to use, reliable, and safe.

5
I love PayPal, easy to use, reliable, and safe. Reviewed on: 16th May 2024
Fanbiche's avatar
Fanbiche

Honestly awesome.

5
Honestly awesome. Helps keep my monthly payments on track too Reviewed on: 16th May 2024
Ben C's avatar
Ben C

It is very helpful to have it payment split in...

5
It is very helpful to have it payment split in 3 Reviewed on: 16th May 2024
Di S's avatar
Di S

Pay In 3 is a godsend

5
I was reluctant at first to use Pay in 3, because I thought there would be a catch or it would become too confusing, but it is literally so helpful! I had to buy an emergency train ticket and didn’t have the full funds at that moment, so I used Pay in 3 and it’s so simple, and I will be able to pay it off with my next pay-check. There are no catches, so long as you pay them on the monthly dates, and if you have the funds before your next payment is due, you can choose to pay the rest then! It’s so much less stressful having to live pay check to pay check with this option available, I would 100% recommend! Reviewed on: 16th May 2024
Jasmine Stone's avatar
Jasmine Stone

Review PayPal: Pay in 3 now

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