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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56619 reviews)

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4.76

Based on 56,619 reviews, last reviewed 4th Jun 2026

3227900% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It’s very easy to use and a lot of features that’s u... It’s very easy to use and a lot of features that’s updated.The credit card is wicked Reviewed on: 4th June 2026

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56619)

Great experience.

Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

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