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PayPal: Pay in 3 reviews

4.76
Based on 56,263 reviews, last reviewed 2nd Jun 2026
3195000% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service never any problems. Excellent service never any problems. Reviewed on: 2nd June 2026
David Daley's avatar
David Daley

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56263)

Great stuff

5
Great experience, easy to use and well explained Reviewed on: 6th April 2026

Easy to use

5
Really easy to use and keeps you updated Reviewed on: 6th April 2026

Pay in good time

5
Quick & easy purchases with just the right amount of time to pay not dragging it out too long. Reviewed on: 6th April 2026

Grateful member

5
I've been using Paypal since 2017, and i feel secured everytime i purchase online and in store using my Physical credit card. What i love the most is the 0% 4 months to pay when you spend £99 and above. I am enjoying it very much. Thank you for that offer definitely make my day. Reviewed on: 6th April 2026

Best Retail Finance Provider

5
I highly recommend PayPal as one of the best retail finance providers. It offers a secure, fast, and user-friendly way to manage transactions, whether for personal or business use. The platform’s buyer protection gives added peace of mind when shopping online, and its widespread acceptance makes it incredibly convenient. What stands out most is the ease of use—setting up an account is straightforward, and sending or receiving money takes just a few clicks. The integration with multiple retailers and services also enhances flexibility. Additionally, features like Pay in 3 and credit options make it a practical choice for managing finances. Overall, PayPal combines reliability, security, and convenience, making it an excellent choice for anyone looking for a trusted retail finance solution. Reviewed on: 6th April 2026

Easy to use app to keep up to date with...

5
Easy to use app to keep up to date with balance Reviewed on: 6th April 2026

Reliable service every time used

5
Reliable service every time used Reviewed on: 6th April 2026

Good customer protection, easy access and good service

5
Good customer protection, easy access and good service Reviewed on: 6th April 2026

Awesome...

5
Awesome... Very awesome... Very very awesome Reviewed on: 6th April 2026

Easy, convenient and safe

5
I always use PayPal. It’s easy, convenient and I feel safe using it. I also have confidence that I would have their support in a dispute. Being able to use PayPal in stores now with their credit and debit card options is brilliant too. PayPal+ has just been introduced and now I can collect points for using them when I shop. Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review