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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 56,075 reviews, last reviewed 1st Jun 2026
3177100% increase in 5 star reviews
in the past 90 days
6200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good makes life easier for me when using Good makes life easier for me when using Reviewed on: 1st June 2026
Lisa's avatar
Lisa

Latest lowest rating:

1

Not letting me check out without filling in a survey Not letting me check out without filling in a survey Reviewed on: 30th May 2026
Tanja B's avatar
Tanja B
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (56075)

Finance options offer flexible and ease for cash flow.

5
Finance options offer flexible and ease for cash flow. Advance notifications give me a heads up of upcoming payments. Reviewed on: 6th April 2026
rickburslam@hotmail.com's avatar
[email protected]

Really good service.

5
Approved for psy in e very quickly. Reviewed on: 6th April 2026
Mrs C's avatar
Mrs C

all good and helpful for purchasing

5
all good and helpful for purchasing Reviewed on: 6th April 2026
Ion R's avatar
Ion R

The rewards program on this card is virtually non-ex...

3
The rewards program on this card is virtually non-existent. The threshold for the next level is 25,000 points (£250,000 in spending), which is highly impractical for the average user. Furthermore, there is a significant delay in account updates following transactions and bill payments. Reviewed on: 6th April 2026
Wayne Chow's avatar
Wayne Chow

Quick, easy, and best of all, interest free

5
I find PayPal Pay in 3 particularly helpful at Christmas when I spend more than usual. It helps me to keep my finances in order without scrimping. The three payments are finished in March, just in time for my three granddaughters and daughter's birthday which fall in the same week. It's quick, easy and best of all, interest free. What's not to love. Reviewed on: 6th April 2026
Alison M's avatar
Alison M

It is safe to pay with PayPal.

5
It is safe to pay with PayPal. With Pay in 3 is easy to take something if you don’t have all the amount because you can split the bill in 3 Reviewed on: 6th April 2026
Alina S's avatar
Alina S

A Happy Wedding Anniversary

5
I was really struggling for money and didn’t know what to buy for my wedding anniversary and the chance to pay in 3 really helped me and made our wedding anniversary extra special. Thank you. Reviewed on: 6th April 2026
Chris H's avatar
Chris H

Sometimes the value is not the best especially the c...

5
Sometimes the value is not the best especially the change rate pound-euro Reviewed on: 6th April 2026
Stefania F's avatar
Stefania F

Quick, easy and simple.

5
Quick, easy and simple. I can spread the payment on larger purchases. Always easy when paypal is available to use at basket. Easy for me to transfer money to mates. Reviewed on: 6th April 2026
Jon s's avatar
Jon s

Pay in 3 is so convenient.

5
Pay in 3 is so convenient for those purchases that are a little too much to pay in one go, but you also dont want hanging over your head for months afterwards. Reviewed on: 6th April 2026
KD's avatar
KD

Review PayPal: Pay in 3 now

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