Paid advertisement
Smart Money People Logo

PayPal: Pay in 3 reviews

4.76
Based on 56,082 reviews, last reviewed 2nd Jun 2026
3177700% increase in 5 star reviews
in the past 90 days
6300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Service Good experience. Had issues with seller but solve by PayPal. Really happy. Reviewed on: 2nd June 2026
M H Sajib's avatar
M H Sajib

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (56082)

Women’s The best shopping virtual mate ;)

5
The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024

Very helpful in times of need, especially during thi...

5
Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024

So easy to use!

5
So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

Great experience.

5
Great experience. Easy to use and quick setup. Reviewed on: 10th May 2024

Really like the Pay in 3 option, so easy

5
Really like the Pay in 3 option, so easy Reviewed on: 10th May 2024

Easy to use and brilliant helping when need to split...

5
Easy to use and brilliant helping when need to split a payment Reviewed on: 10th May 2024

Never had any issues.

5
Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

5
It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

5
This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

5
It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.74 from 118417 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3726 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 84 reviews
    PayPal
    View all products