Write a review

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (31716 reviews)

View other PayPal products

4.93

Based on 31,716 reviews, last reviewed 8th Apr 2026

885300% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Paypal is always available as a safe option for paym... Paypal is always available as a safe option for payments. Even better when I need to spread the cost with no interest. Reviewed on: 8th April 2026

Latest lowest rating:

1

Paypal is not just a financial friend for life it is... Paypal is not just a financial friend for life it is a financial bestie. From the day I opened my account I have had the financial security that comes... Read more Reviewed on: 7th April 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (31716)

Only use it if you can definitely afford it

I’ve used it a couple of times, when I was tight for money and wanted to keep some cash at hand. Only use it if you can afford to. Don’t get caught out by the later payments if you are tight for money at the moment. Reviewed on: 11th May 2024

It’s good to have that service available

It’s good to have that service available Reviewed on: 11th May 2024

PayPal and smart spending

PayPal have become a major part of my daily financial management as it provides good quality service. Reviewed on: 11th May 2024

Staff ok English very bad for telephone staff hard t...

Staff ok English very bad for telephone staff hard to understand Reviewed on: 11th May 2024

I've been using Pay in 3 for years!

I've been using Pay in 3 for years, there's a safe element knowing if something goes missing or I change my mind if its a gift I can rely knowing there's someone there to investigate or return an item without spending such a huge amount. Reviewed on: 11th May 2024

It's helped me

It's helped me purchase things I need while balancing my finances Reviewed on: 11th May 2024

So easy to use and allow budgeting for slightly larg...

So easy to use and allow budgeting for slightly larger purchases… Reviewed on: 11th May 2024

Overall excellent job an opportunity to meet the fin...

Overall excellent job an opportunity to meet the financial needs at your finger tips Reviewed on: 11th May 2024

psypal very helpful especially pay in 3

Find psypal very helpful especially pay in 3 Reviewed on: 11th May 2024

Couldn’t live without it!

I have never had any trouble with this method of payment. The credit doesn’t stack up as it’s set to auto pay every month. It’s my preferred method of payment to simplify expenses it’s easier to manage some big payments when it’s split in 3. The customer service is also fantastic not only has the help I’ve been give been generally good but the wait time on a call are fantastic considering the size of the company. Overall couldn’t live without it. Reviewed on: 11th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.09 from 34 reviews
Argos card
from Argos 3.34 from 58 reviews
Klarna card
from Klarna 0.00 from 0 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Payments
from PayPal 4.92 from 3661 reviews
PayPal Credit
from PayPal 4.91 from 57516 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub