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PayPal: Pay in 3 reviews

4.93
Based on 32,043 reviews, last reviewed 8th Apr 2026
915900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Love it but need some improvement Love it but need some improvement Reviewed on: 8th April 2026
Muhened Chalaby's avatar
Muhened Chalaby

Latest lowest rating:

1

PayPal is too strict PayPal is too strict and blocks you immediately even if you have an amazing payment history and excellent credit history when the system is not happy ... Read more Reviewed on: 8th April 2026
MT's avatar
MT

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (32043)

Always efficient service and great app to use

5
Always efficient service and great app to use Reviewed on: 11th May 2024

Ease of Use

4
Quite straightforward and easy to use Reviewed on: 11th May 2024

Easy easy easy easy easy easy easy east east easy ea...

5
Easy easy easy easy easy easy easy east east easy easy easy easy way way eat way easy Reviewed on: 11th May 2024

Never Lets Me Down

5
PayPal’s Pay in 3, never lets me down when I need it the most. Sometimes, in the cost of living crisis, there are purchases you may not afford, and paying in 3 for a purchase helps people afford essentials. PayPal is very helpful to those building their credit score up, and very lenient with the approval rate, allowing people to increase their credit score in a healthy way. Reviewed on: 11th May 2024

Excellent service.

5
Excellent service. Easy to ask questions and good communication. Reviewed on: 11th May 2024

So seamless.

5
So seamless. It’s amazing that you can just do this with so little hassle. Reviewed on: 11th May 2024

I have used pay in 3 many times in the past few year...

5
I have used pay in 3 many times in the past few years and helps me with larger purchases and enjoy the option to pay off early too. Reviewed on: 11th May 2024

I always use PayPal for my purchases.

5
I always use PayPal for my purchases. Reviewed on: 11th May 2024

Pay pal is quite versatile, easy to use for payments...

5
Pay pal is quite versatile, easy to use for payments with different options available to pay, bank card, pay in 3, or PayPal credit. It's also very save and secure , PayPal will help you to get your refund if what you bought was not delivered. Reviewed on: 11th May 2024

As a long time user I can confirm that PayPal is rel...

4
As a long time user I can confirm that PayPal is reliable and trustworthy. Reviewed on: 11th May 2024

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