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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (33063 reviews)

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4.93

Based on 33,063 reviews, last reviewed 12th Apr 2026

1012000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great pay in 3. Multiple times done pay in 3 they keep you fully informed. No issues once lost debit card easy to swap cards over. Reviewed on: 12th April 2026

Latest lowest rating:

1

No longer too use pay in 3.. No longer too use pay in 3......& don't know why. Reviewed on: 10th April 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (33063)

Great for budgeting

It has helped me spread out costs and still get what I wanted & needed at the time. It's overall a massive help with budgeting. I'm still unsure about the qualifications since some purchases are preapproved and go in without a hitch and some (well over their minimum) do not - it might be the vendor itself however. Overall, recommended if you want to spread out the cost of something, it definitely helps take some pressure off! Reviewed on: 13th May 2024

Excellent team work and very easy to use , safe and...

Excellent team work and very easy to use , safe and secure Reviewed on: 13th May 2024

Easy to use and regular updates great all around ser...

Easy to use and regular updates great all around service Reviewed on: 13th May 2024

Brilliant offer pay within 4 months

Brilliant offer pay within 4 months Reviewed on: 13th May 2024

Wouldn't be without it!

PayPal pay in 3 allows me to purchase items that I could not afford in just 1 payment, it's also great to use leading up to Christmas as it allows me to pay for multiple purchases over 3 months. Reviewed on: 13th May 2024

Pay in 3 all the way!!

I’ve always found the pay in 3 method a really easy system to use and just helps me spread any larger expenditures over a sensible period of time. Reviewed on: 13th May 2024

PayPal makes payments easy and fuss-free

PayPal makes paying friends and family so easy, and makes shopping online a breeze. The protection offered is amazing, and it's nice knowing that it's there if something goes wrong. PayPal: Pay in 3 has also been a bit of a lifeline, as it's made purchases easier when having to budget - a great way of still being able to buy essentials (and luxuries) when times have been a little harder. Pay in 3 notifies you when the payment is going to be taken, and lays it out clearly when you make the initial transaction, so there's no nasty surprises! Reviewed on: 13th May 2024

Handy system pay in 3

Im using paypal pay in 3 for more than 8 years and im.loving it Reviewed on: 13th May 2024

Easy to pay off early

Very easy to use. It allows me the ability to pay off early, on a date that suits me and it is so simple to do. Just a click of a button. Pay in 3 helps me spread payments to afford items we need. Reviewed on: 13th May 2024

It’s brill because people are struggling & it helps...

It’s brill because people are struggling & it helps us very much Reviewed on: 13th May 2024

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