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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56419 reviews)

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4.76

Based on 56,419 reviews, last reviewed 3rd Jun 2026

3209400% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

You don't have to pay all your money at once to buy... You don't have to pay all your money at once to buy some things, and you can keep your money for other purchases. Reviewed on: 3rd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56419)

Highly recommend it for hassle-free shopping!

After over a year of using PayPal, I can confidently say it's been a game-changer for my online purchases. The Pay in 3 and PayPal Credit options have been lifesavers, especially for those bigger buys. Highly recommend it for hassle-free shopping! Reviewed on: 10th May 2024

Paypal pay in 3 is such a good thing, it allows me t...

Paypal pay in 3 is such a good thing, it allows me to get stuff that I couldn’t get with a straight full payment ! Reviewed on: 10th May 2024

It’s always been a good one.

It’s always been a good one. It’s so much easier and safer I feel and also helps spread the cost so makes it easier to buy things. Gave me the opportunity to buy things I couldn’t before Reviewed on: 10th May 2024

Paypal is easy, efficient and reliable.

Paypal is easy, efficient and reliable. I trust the process. Reviewed on: 10th May 2024

It has been great great value for money it has helpe...

It has been great great value for money it has helped me immensely Reviewed on: 10th May 2024

I enjoy Paypal credit Option.

I enjoy Paypal credit Option. It is great that you can enjoy the purchase and pay the amount back in up to 4 months without paying any interest. Reviewed on: 10th May 2024

It’s a good way to be able to afford something you n...

It’s a good way to be able to afford something you need by spreading the cost. As a lot of things aren’t affordable to pay straight so it’s a good piece of kit to have available Reviewed on: 10th May 2024

Women’s The best shopping virtual mate ;)

The best shopping deals :) Especially for women who like shopping sales and flexible payments! I’m using PayPal from more than 10 years and I can not be more happy with PayPal Service :) Reviewed on: 10th May 2024

Very helpful in times of need, especially during thi...

Very helpful in times of need, especially during this crisis as everything is becoming expensive. Highly recommend to anyone when you need to purchase something willingly or unexpectedly. Straightforward process and nothing too complicated. I always use Pay in 3 instead of credit card if the website has that option. Reviewed on: 10th May 2024

So easy to use!

So easy to use! I love being able to pay with one password instead of entering all my details. Also the pay in 3 feature has been really handy for unexpected purchases Reviewed on: 10th May 2024

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