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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (56396 reviews)

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4.76

Based on 56,396 reviews, last reviewed 3rd Jun 2026

3207200% increase in 5 star reviews

in the past 90 days

6300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very fair conditions, gave peace of mind. Very fair conditions, gave peace of mind. Essentially free money thanks to inflation, even if it is just fractions of pennies. Reviewed on: 3rd June 2026

Latest lowest rating:

1

Shockingly poor service Constantly taking extra payments, not sticking to agreements, suspending accounts randomly. Suddenly going from a very slick well used service to some... Read more Reviewed on: 2nd June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (56396)

Never had any issues.

Never had any issues. Service is always perfect Reviewed on: 10th May 2024

It was really easy to set up and pay

It was really easy to set up and pay Reviewed on: 10th May 2024

This has helped me build my credit score and help sp...

This has helped me build my credit score and help split the cost of bigger purchases. Reviewed on: 10th May 2024

It’s great to pay in 3 rather than in one lump - wo...

It’s great to pay in 3 rather than in one lump - would prefer if there wasn’t a £30 minimum but Reviewed on: 10th May 2024

Pay in 3 to manage my budget

I've used Pay in 3 a few times. It's super easy to view my plan and see when my payments will come out but it allows me to break up the cost of a bigger purchase into something manageable within my monthly budget. Haven't need customer service as found it really clear and easy to use. Recommend Reviewed on: 3rd May 2024

Excruciatingly difficult to amend payment details

Excruciatingly difficult to amend subscription payment details. In the past I’ve found them to be good but had real issues lately with apple subscriptions. Reviewed on: 2nd April 2024

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PayPal: Pay in 3 reviews

3207200% increase in 5 star reviews

6300% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review PayPal: Pay in 3 now

PayPal Pay in 3 reviews (56396)

Never had any issues.

It was really easy to set up and pay

This has helped me build my credit score and help sp...

It’s great to pay in 3 rather than in one lump - wo...

Pay in 3 to manage my budget

Excruciatingly difficult to amend payment details

Review PayPal: Pay in 3 now

Join Smart Money People

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