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PayPal: Pay in 3 reviews

4.76
Based on 56,536 reviews, last reviewed 3rd Jun 2026
3219900% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

Can’t beat them , the rest are no contest Can’t beat them , the rest are no contest Reviewed on: 3rd June 2026
Simon H's avatar
Simon H

Latest lowest rating:

1

Terrible customer service. Terrible customer service. Buyer protection is not worth the paper it is written on and actually reduces yoyur rights (e.g. section 75 via a credit ca... Read more Reviewed on: 3rd June 2026
Macc S's avatar
Macc S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (56536)

Used pay in three numerous times.

4
Used pay in three numerous times. Good option for short term credit. Reviewed on: 6th April 2026

Very simple to organise.

5
Very simple to organise. I especially like that PayPal keep me up to date with payments Reviewed on: 6th April 2026

It’s been great , I recommend PayPal.

5
It’s been great , I recommend PayPal. Customer service and overall experience Reviewed on: 6th April 2026

I really enjoy using paypal and I recommend to every...

5
I really enjoy using paypal and I recommend to everyone Reviewed on: 6th April 2026

Customer services were very quick and they solve the...

5
Customer services were very quick and they solve the issue very quickly and we’re very helpful Reviewed on: 6th April 2026

I’ve used PayPal for years and it’s been so helpful.

5
I’ve used PayPal for years and it’s been so helpful, especially with Pay in 3 during tougher times, and PayPal Credit when I’ve needed a bit of flexibility. It’s made managing finances that little bit easier without too much pressure. But what really stands out is the security – I feel much safer not having to share my bank details directly every time. It adds a layer of protection that gives real peace of mind, especially when shopping online or using new websites. I also find it really convenient having everything in one place, being able to track payments easily, and the checkout process is always quick and straightforward. It just feels like a reliable, trusted option that I can use without worrying. Reviewed on: 6th April 2026

Convenient, very easy to use.

5
Convenient, very easy to use. Very easy to understand, and get help when needed. Reviewed on: 6th April 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years. They are very good. Reviewed on: 6th April 2026

Love pay in 3

5
I find PayPal pay in 3 really handy and easy to use. It means I can relax about my spending as it will be spread out. Reviewed on: 6th April 2026

Never had an issue with PayPal!

5
Never had an issue with PayPal, I have used them for years now. Reviewed on: 6th April 2026

Review PayPal: Pay in 3 now

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