Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,483 reviews, last reviewed 16th Jun 2026
4624200% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

As I use pay in 3 almost 95% of the time this works... As I use pay in 3 almost 95% of the time this works for me in this current times when money is tieght and this gives you time to pay for you goods etc Reviewed on: 16th June 2026
Sylvester J's avatar
Sylvester J

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (71483)

Smooth and Simple Pay in 3 Experience

5
I’ve had a very positive experience using PayPal Pay in 3. It’s a really convenient option when making a larger purchase, as it allows you to spread the cost over three interest-free payments instead of paying everything upfront. I found the process quick and easy to set up at checkout, with a clear breakdown of when each payment would be taken. One of the best features is how simple it is to manage through the app, where you can see upcoming payments and keep track of what’s left to pay. Payments were taken on the scheduled dates without any issues, which made budgeting easier and helped me plan ahead. I also like that there were no hidden fees or interest when payments were made on time, which makes it a much better alternative to using a credit card for some purchases. The only drawback is that it isn’t available on every website, and eligibility can vary depending on the purchase. However, when it is offered, I’ve found it to be a reliable and stress-free way to spread costs. Overall, PayPal Pay in 3 is a useful, straightforward service that I’d happily use again. Reviewed on: 24th April 2026
Siobhan Martin's avatar
Siobhan Martin

Pay pal is good for installment payments and sometim...

5
Pay pal is good for installment payments and sometimes just full payments as it saves my card details to the app meaning I don’t have to fill the out Reviewed on: 24th April 2026
Isabelle Hincks's avatar
Isabelle Hincks

Best service,very quick and reliable

5
Best service,very quick and reliable Reviewed on: 24th April 2026
Mamede S's avatar
Mamede S

Pay in 3

5
I never have any issues it always just works. Reviewed on: 24th April 2026
darren s's avatar
darren s

Efficient

4
I have used PayPal for many things but the pay in 3 has proved useful for some heavier payments which I have had to stage Reviewed on: 24th April 2026
Aniedi Monexzi Okon's avatar
Aniedi Monexzi Okon

PayPal is an excellent website that keeps our money...

5
PayPal is an excellent website that keeps our money safe and trusted when buying through PayPal and sending money dont trust anywhere else Reviewed on: 24th April 2026
Jeannette w's avatar
Jeannette w

Never had a problem always easy to use

5
Never had a problem always easy to use Reviewed on: 24th April 2026
John W's avatar
John W

Pay the easy way with P/P

5
I’m a pensioner and I find pay in three really takes the financial pressure off,10 out of 10. Reviewed on: 24th April 2026
Colin Smith's avatar
Colin Smith

Simple to use, Secure, Great customer service

5
Simple to use, Secure, Great customer service Reviewed on: 24th April 2026
Jim E's avatar
Jim E

There when I need a hand

5
PayPal give me the peace of mind I need, safe secure payment to just about anywhere, and all from my phone Reviewed on: 24th April 2026
Nathena A's avatar
Nathena A

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill