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PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 71,780 reviews, last reviewed 16th Jun 2026
4652100% increase in 5 star reviews
in the past 90 days
8600% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Mostly, it's been great. Mostly, it's been great. There's the odd occasion where there's been an issue with money being taken and held but not prov saying the other end, leavi... Read more Reviewed on: 16th June 2026
Marianne King's avatar
Marianne King

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026
Amy's avatar
Amy
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (71780)

I wanted to split my payment in 3 rates at Christmas...

5
I wanted to split my payment in 3 rates at Christmas time to avoid overspend the budget. Pay pal pay in 3 helped. There was no need to remember payments dates because pay pal collected it automatically and sent a reminders Reviewed on: 24th April 2026
Darix's avatar
Darix

Really good for big purchases pay in 3 excellent cus...

5
Really good for big purchases pay in 3 excellent customer service Reviewed on: 24th April 2026
Hayley M's avatar
Hayley M

Excellent

5
Works.Good interest free options. Reviewed on: 24th April 2026
paul stewart's avatar
paul stewart

Very good experience .

5
Very good experience with PayPal Reviewed on: 24th April 2026
Lucas D's avatar
Lucas D

Give it a go

5
Quick process, hassle free, real help - financially, love it. Reviewed on: 24th April 2026
Lora D's avatar
Lora D

I love pay pall.

5
I love pay pall. I got my 3 boys to join as I think that they easy to navigate thou and they can use them everywhere. They don't hav to keep putting their bank details in Internet, only pp has that and it's used everywhere. I feel safe with pp. And any conserns I ring up and speak to a person who is friendly and helpful everytime. I've been with them years and neva had an issue that cannot b solved. I trust them and I feel completely safe with them. Would neva change. They keep me at ease and my money and information r safe. I sleep well knowing that these days Reviewed on: 24th April 2026
Lesleyharding's avatar
Lesleyharding

Great experience

5
Everything is clear and professional Reviewed on: 24th April 2026
Marta Koniushenko's avatar
Marta Koniushenko

Reliable Support When It Matters

5
I once had an issue with an order I placed for a sunscreen that never arrived. Situations like that can be frustrating, you’ve spent your money, you’re expecting a product, and then… nothing. It leaves you wondering how long the process will take or if you’ll even get your money back. Thankfully, PayPal completely changed that experience for me. As soon as I raised the issue, their system made it easy to report the missing item and provide the necessary details. I didn’t feel lost or overwhelmed at any point. The process was straightforward, transparent, and reassuring. What stood out most was how quickly they acted. Without unnecessary delays or complications, PayPal stepped in and refunded my money. That moment really built my trust in them. It showed me that they don’t just facilitate payments, they actually protect their users when things go wrong. Another thing I genuinely appreciate about PayPal is how user-friendly and considerate their payment system is, especially with their “Pay in 3” option. Unlike many other services, they don’t charge late fees for missed payments. That approach feels far more understanding and less punitive. Life happens, and having a financial platform that doesn’t immediately penalize you for that makes a big difference. It reflects a level of flexibility and customer-first thinking that’s rare. Instead of adding pressure, PayPal provides breathing room, which makes managing payments feel less stressful. Overall, my experience showed me that PayPal is more than just a payment platform it’s a service that prioritizes reliability, fairness, and customer support. Whether it’s resolving an issue quickly or offering flexible payment options without harsh penalties, they’ve proven to be a dependable choice. Reviewed on: 24th April 2026
Aghedo p's avatar
Aghedo p

PayPal is so handy for online payments & transferrin...

5
PayPal is so handy for online payments & transferring money to family & friends. It's very generous with spreading cost on those tight months. Very happy with the app & it's services. I've been using it for over a decade now without an issue. Reviewed on: 24th April 2026
Laura B's avatar
Laura B

Very useful

4
Ok now. Very useful when you are in a first world country Reviewed on: 24th April 2026
tC's avatar
tC

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