Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 74,527 reviews, last reviewed 21st Jun 2026
4913000% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The pay in 3 is helpful to spread purchase costs for... The pay in 3 is helpful to spread purchase costs for bigger items or activities. I've used it for house and garden renovations Reviewed on: 21st June 2026
Dianna K's avatar
Dianna K

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (74527)

PayPal always give me security !!!!!payments will...

5
PayPal always give me security that my payments will be protected and my bank account . I used PayPal on every transaction I can . The pay in 2 method is excellent way if you are struggling as 0 interest and has helped me in situations where I need support .thank you I had used PayPal for years and would use any other payment method . Reviewed on: 26th April 2026

I applied, I got what I wanted, and I'm proper happy!

5
I applied, I got what I wanted, and I'm proper happy! This is what I asked for and I can't stop smiling! Reviewed on: 26th April 2026

Satisfied customer

5
I’m very happy with the service provided by PayPal. It’s reliable, easy to use, and makes transactions quick and secure. I appreciate the peace of mind it gives when sending and receiving money. Reviewed on: 26th April 2026

Non interest installment payments

5
PayPal has allowed me to pay for things by paying in 3 installments, and without paying interest, as a Muslim, that is a game changer. Reviewed on: 26th April 2026

Easy and secure.

4
Easy and secure. I use it without hesitation as the card details are hidden behind - peace of mind Reviewed on: 26th April 2026

Best way to pay.

5
Best way to pay. Easy to use and great customer service Reviewed on: 26th April 2026

Always feel safe when using PayPal with on line purc...

5
Always feel safe when using PayPal with on line purchases as I know they have my back if anything goes wrong. Reviewed on: 26th April 2026

I’ve used pay pal for years and highly recommended i...

5
I’ve used pay pal for years and highly recommended it to friends and family. I’ve been in a pinch a couple of times with direct debits coming out at bad times but pay in 3 saves the day. Reviewed on: 26th April 2026

Not much to say easy and fast payments.

5
Not much to say easy and fast payments...from toping up cards , game purchases to shoping online Reviewed on: 26th April 2026

You have to pay twice and only then one installment...

3
You have to pay twice and only then one installment is returned to your account Reviewed on: 26th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review