Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,981 reviews, last reviewed 21st Jun 2026
4956500% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to keep track of everything. Easy to keep track of everything. Points system is good Reviewed on: 21st June 2026
Daniel Bell's avatar
Daniel Bell

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (74981)

It’s a very convenient way to shop which gives you s...

5
It’s a very convenient way to shop which gives you some breathing space to pay for items Reviewed on: 27th April 2026
Andrew S's avatar
Andrew S

Always easy to use

5
Always easy to use - helpful reminders of payments due Reviewed on: 27th April 2026
Janet S's avatar
Janet S

Great service

5
I've used PayPal for many years and for lots of transactions with friends, family and businesses. I've never had any difficulties- always easy to use. Reviewed on: 27th April 2026
Lisa C's avatar
Lisa C

Never has a bad experience, love the pay pal 3 pay.

5
Never has a bad experience, love the pay pal 3 pay. Really helpful. Reviewed on: 27th April 2026
Jon h's avatar
Jon h

Life saver!!

5
Hello there I have used PayPal for a while no and I have realised how easy it is to work. I travel abroad a lot and have a lot of friends all over so it has made it really easy to my to connect with friends and family. Also it has pulled me out of many sticky situations when I have realised I owe a bill or have an extra expense a little too late or I just can’t cover it that month. The pay in 3 instalments has really helped me keep on top and not go into debt! Reviewed on: 27th April 2026
Lowri h's avatar
Lowri h

Great way to use digital money and great payment use...

5
Great way to use digital money and great payment use and transparency Reviewed on: 27th April 2026
sean's avatar
sean

Very good,

5
PayPal is the best opción for make a purchase, so I’m very happy to used , thank you Reviewed on: 27th April 2026
Hector D's avatar
Hector D

Everything was excellent!

5
Everything was excellent! PayPal takes care of their customers Reviewed on: 27th April 2026
Cristina 's avatar
Cristina

I have been with payal for few years.

5
I have been with payal for few years. I could buy few things with the buy with the interest free instalments. Very useful. Also once I bought a dress on facebook and never got it. Paypal paid me back. Learnt never to order on FB. Thank you paypal! Reviewed on: 27th April 2026
Sujatha K's avatar
Sujatha K

Flexibility, Freedom, Efficiency and Satisfaction

5
As one of the first to offer Pay in 3, PayPal are innovators in the banking and finance world showing trust its customers and creativity and positive risk taking in its approach to create real opportunity for its customers. I am very grateful for the opportunities to have what’s needed when needed whilst being able to spread the cost. This has been a necessity and st times, I don’t know what I would’ve been able to do without it. Reviewed on: 27th April 2026
K Guthrie 's avatar
K Guthrie

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill