Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 100,310 reviews, last reviewed 14th Jul 2026
512% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026
Michelle B's avatar
Michelle B

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026
Jacek's avatar
Jacek

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100492)

Paying in 3 is so useful when it comes to large purc...

5
Paying in 3 is so useful when it comes to large purchases and spreading the cost. Paying with PayPal also offers security and gives me peace of mind. Reviewed on: 9th June 2026

Easy to use

5
Easy to use online site, very helpful to ease spending over a few months. Reviewed on: 9th June 2026

My positive experience .

5
I am only able to buy many things because Paypal let me pay in 3 easy pays. I couldn’t afford to pay upfront Also, I feel reassured that if I buy from a rogue seller by mistake, they have my back and refund me Their customer service has been exceptional and very polite Reviewed on: 9th June 2026

Great UX and UI - Smooth experience everytime

5
Great UX and UI - Smooth experience everytime Reviewed on: 9th June 2026

Very easy to use and is secure.

5
Very easy to use and is secure. Would recommend it if you can't afford to pay all in one. Reviewed on: 9th June 2026

I trust PayPal when purchasing as it is a safe...

5
I trust PayPal when purchasing as it is a safe bet Reviewed on: 9th June 2026

PayPal security

5
PayPal offers security against failed item delivery Reviewed on: 9th June 2026

PayPal is fantastic

5
PayPal is fantastic. It’s easily accessible and simple to use. I would highly recommend using it for safety and easy use. Reviewed on: 9th June 2026

Very polite and professional customers.

5
Very polite and professional customers. Reviewed on: 9th June 2026

A reliable and widely accessible service.

5
PayPal has been one of the most reliable payment services I’ve used. The platform is very easy to navigate, and sending or receiving money is super simple. I really appreciate the security features, especially purchase protection, which makes my online transactions feel much more secure, and fail-safe. One of the biggest advantages is how widely PayPal is used, especially when I’m shopping online, paying subscriptions or paying a friend back.. Notifications are instant, and the activity tracking is clear and easy to follow. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 179745 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3854 reviews
    PayPal
    View all products