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PayPal: Pay in 3 reviews

4.76
Based on 100,997 reviews, last reviewed 15th Jul 2026
514% increase in 5 star reviews
in the past 90 days
468% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using pay in 3 has made larger purchases on essentia... Using pay in 3 has made larger purchases on essentials more manageable than ever. I don't have to wait to save for something that I need now with a st... Read more Reviewed on: 15th July 2026
Vnc's avatar
Vnc

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026
J l's avatar
J l

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101053)

Helpful Pay in 3

5
Really to use. Helps when buying more expensive type items to spread the cost. Reviewed on: 9th June 2026

Paypal pay in 3 removed as an option from my account...

1
Paypal pay in 3 removed as an option from my account despite using it for years & never missing a payment Reviewed on: 9th June 2026

Very easy to use, pay in 3 also helps with budgeting...

4
Very easy to use, pay in 3 also helps with budgeting my money Reviewed on: 9th June 2026

paypal is my pal

5
paypal is always on the ball if there is any problems Reviewed on: 9th June 2026

Effortless Budgeting with PayPal Pay in 3

5
PayPal's Pay in 3 is an incredibly convenient service that allows you to split purchases into three manageable monthly payments, making budgeting so much easier. Activation is straightforward and, refreshingly, requires no credit checks, making it accessible to more people. It integrates seamlessly with your existing PayPal account. Overall, an excellent, stress-free way to spread the cost of purchases. Reviewed on: 9th June 2026

All in all I have had very few problems with PayPal...

4
All in all I have had very few problems with PayPal pay in 3. There have been no surprise charges and it has helped greatly when I can’t afford full payment on the day of purchasing. Reviewed on: 9th June 2026

Does what it says on the tin

5
Fast at responding. Goods & Services option is great, helped me out when a seller failed to meet their end of the bargain and ghosted me. PayPal do what they say they will with no fuss or nonsense. App is easy to use regarding navigating and resolving issues. Reviewed on: 9th June 2026

Find Paypal very safe and I trust it.

5
Find Paypal very safe and I trust it. its convenient for me and does all I need Reviewed on: 9th June 2026

Seemless experience with any transactions throughout...

5
Seemless experience with any transactions throughout my years of using paypal. Excellent customer care with the highest professionalism. I have had posotive experiences and wouldnt hesitate to promote the use of Paypal. Reviewed on: 9th June 2026

Very easy to pay and safe

5
Easy and safe to pay and you have more benefit Reviewed on: 9th June 2026

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