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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101065 reviews)

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4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101065)

PayPal have been excellent been using them for years!

PayPal have been excellent been using them for years! I love there pay in 3 method as it’s very convenient Reviewed on: 9th June 2026

Great service

Easy straightforward service. Even an older person like myself can use it comfortably Reviewed on: 9th June 2026

PayPal makes money management incredibly straightfor...

PayPal makes money management incredibly straightforward and simple. Money transfers are a breeze, pay in 3 makes large purchases simple and I have never had a poor experience with them. It makes what is inherently difficult a very easy process. Reviewed on: 9th June 2026

QUICK.EASY.SIMPLE

I bought some headphone and decided to pay in 3 instalments. It was quick, easy and no small prints or silly terms and conditions Reviewed on: 9th June 2026

Excellent Buyer Protection and Easy to Use

I've been using PayPal for a number of years and have always found it very easy and convenient to use. What impressed me most was the level of support I received when a vendor cancelled a service after I had already paid for it. After explaining the situation to PayPal, they handled the dispute professionally, dealt directly with the vendor, and provided me with a full refund. The process was straightforward and gave me real confidence that my money was protected. For me, PayPal offers both convenience and peace of mind. It's secure, reliable, and provides excellent buyer protection when things don't go as planned. I would highly recommend it. Reviewed on: 9th June 2026

More clear

I have used this service twice I have found it easy, however when initially starting needs to be more clear. I’d the steps, whether the pay in three has been accepted etc Reviewed on: 9th June 2026

Great provider no issues to log in and easy to...

Great provider no issues to log in and easy to use Reviewed on: 9th June 2026

The only problem

The only problem I have with PayPal is that You cannot apply payments to specific purchases. ie things bought over say 4 month. this makes it seem as if you have to clear your whole balance in order to avoid further interest. Reviewed on: 9th June 2026

Always good and when I need them to take action agai...

Always good and when I need them to take action against scammers they have been first class Reviewed on: 9th June 2026

Easy to use, no contracts, interest free

It’s easy to use, no contracts, and it’s interest free. It’s like having a secret stash of cash you can dip into when needed. I’ve used it for emergencies and it’s quicker than calling your bestie. You can pay it off as soon as you have money. It’s way easier than relying on friends or family so keeps those relationships sweet. Reviewed on: 9th June 2026

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