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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101069 reviews)

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4.76

Based on 101,053 reviews, last reviewed 15th Jul 2026

510% increase in 5 star reviews

in the past 90 days

464% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Always good customer service, have always had any is... Always good customer service, have always had any issues sorted swiftly Reviewed on: 15th July 2026

Latest lowest rating:

1

Pay in 3 Pay in 3 change card details due to issuing new card. didn’t take payment , checked all correct … number our conversations, still sent to Collections!... Read more Reviewed on: 14th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101069)

Easy and efficient to use.

Easy and efficient to use. Makes managing purchases simple and less stressful Reviewed on: 9th June 2026

PayPal Pay in 3 has been a really useful way to spre...

PayPal Pay in 3 has been a really useful way to spread the cost of purchases without paying interest. The setup process is quick and easy, and I like that everything is clearly laid out in the PayPal app, including upcoming payment dates and amounts. The automatic payments make it hassle-free, and I've found it helpful for budgeting larger purchases while still keeping my spending manageable. Overall, it's a convenient, transparent, and flexible payment option that I've had a great experience using. Reviewed on: 9th June 2026

Love PayPal - almost too good.

Love PayPal - almost too good. It pays when some other methods fail. A reputation that can be relied upon. Loving it. Reviewed on: 9th June 2026

The advisors are fantastic

I have never had any problems with Paypal and the advisors are ready to help if needed. Reviewed on: 9th June 2026

Easy to use, clear and consistent

Easy to use, clear and consistent Reviewed on: 9th June 2026

Simple Safe Secure transaction

Could not be easier, spread the cost knowing you have a team behind you to help whenever needed Reviewed on: 9th June 2026

Use pay pal worry less

All my experiences have been good, dealing with problems excellent and they take a lot of worry off your shoulders, knowing they're behind you if you run into difficulties. They are exceptionally quick a4 sorting things as wel. Reviewed on: 9th June 2026

Used for first time for an excellent service...

Used for first time for a purchase excellent service and communication will certainly use again and have already recommended to friends and family. Reviewed on: 9th June 2026

Very reliable and safe to use service.

I have used pay in 3 and found it very helpful to afford essential things at a time when I couldn’t pay for it outright. I like that the pay back is limited to three months and there is a clear goal to pay it all back in affordable chunks. There’s always options to pay early where possible. PayPal also helped me get my money back for an item that was not delivered and the retailer would not respond to my messages. I will pay online using PayPal every time because I know it’s safe and I will get the help I need if anything goes wrong. I use PayPal to pay friends and family once you have a payee setup it’s so quick and easy to send and receive money. Brilliant and reliable service that I would miss if it wasn’t around anymore. Thank you PayPal! Reviewed on: 9th June 2026

easy to use, straight forward and convenient.

easy to use, straight forward and convenient. my first choice for secured payment. Reviewed on: 9th June 2026

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