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PayPal: Pay in 3 reviews

4.76
Based on 100,310 reviews, last reviewed 14th Jul 2026
512% increase in 5 star reviews
in the past 90 days
455% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Cannot fault the service On very rare occasions when I have had an issue with a seller PayPal have been extremely helpful. On one occasion I had a full refund in less than 30 ... Read more Reviewed on: 14th July 2026
Michelle B's avatar
Michelle B

Latest lowest rating:

1

You get what you want Very happy with service straight forward easy to use. Reviewed on: 14th July 2026
Jacek's avatar
Jacek

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100513)

PayPal is great

5
I love using PayPal it’s so handy to have the pay in 3 option and it’s easy to use the app. The new points system is a good addition too Reviewed on: 9th June 2026

It’s making my life easier

5
Pay pal making my life easier ! Reviewed on: 9th June 2026

PayPal pay in 3 ideal for higher priced items

5
PayPal pay in 3 is such a help when ordering higher priced items. With PayPal you can always be assured that if anything goes wrong with your order, once paid for, you will receive excellent customer service to correct it, or receive a refund. Reviewed on: 9th June 2026

Great Pal for the rainy day

5
I couldn’t afford to purchase my smart tv in one go , using pay in 3 installments helps me to enjoy the luxury . great rewards Servhce to be able to use the points for the rainy day Reviewed on: 9th June 2026

Purchasing made easy and secure , with pay in 3 opti...

5
Purchasing made easy and secure , with pay in 3 option good for larger purchases , just brilliant ! Reviewed on: 9th June 2026

I am using PayPal since 2012 and I got say PayPal is...

5
I am using PayPal since 2012 and I got say PayPal is the best app it is transparent and easy to use, all the transactions have detailed information, I never had any problems using PayPal, couple of time I had to speak to the customer service team they are helpful and they do extra mile to sort the problem Reviewed on: 9th June 2026

Helps my crochet habit

5
Pay-in-3 is exceedingly useful. It enables me to make decisions regarding more expensive purchases. I actively seek out retailers who accept PayPal, especially those yarn merchants that feed my crochet obsession. I haven't had a negative experience with Pay-in-3 and therefore have never needed to contact Customer Service. Reviewed on: 9th June 2026

Pay in 3 has been a game-changer for me.

5
Pay in 3 has been a game-changer for me. Splitting a purchase into three payments makes those bigger buys feel so much more manageable. I love that there's no interest, I get what I need now and pay it off over time without any nasty surprises. The app keeps everything clear, so I always know what's coming out and when. It just takes the pressure off, and I trust PayPal to make it simple and straightforward. Reviewed on: 9th June 2026

Easy to use feel

5
Easy to use feel very secure that they are managing my data correctly Reviewed on: 9th June 2026

Easy to use, instant decision with terms clearly out...

5
Easy to use, instant decision with terms clearly outlined from the beginning. Easy to manage plan, like adjust payment source, check date and pay off early. Reviewed on: 9th June 2026

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