Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101239 reviews)

View other PayPal products

4.76

Based on 101,237 reviews, last reviewed 28th Jul 2026

228% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Trusted 100% PayPal is my number one pay app Trusted 100% Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101239)

I’ve used PayPal for years and I can’t fault the ser...

I’ve used PayPal for years and I can’t fault the service Reviewed on: 10th July 2026

2018 scam experiences

I’ve used PayPal for almost 10 years without any issues. I even had an experience where I paid for a particular services and the merchant cut me off all socials and PayPal refunded the money quickly after I had explained the situation to them. Reviewed on: 10th July 2026

Outstanding experience

Always using PayPal for most of my work transactions always top notch work Reviewed on: 10th July 2026

Just an overall good experience

Just an overall good experience, not complication, consistent, good value. Reviewed on: 10th July 2026

Secure easy payments.

Secure easy payments. Bring able to use PayPal on multiple websites and not having yo input my card details into different sites makes me feel more secure when ordering online Reviewed on: 10th July 2026

Easy way to pay for goods and services with the conf...

Easy way to pay for goods and services with the confidence that if anything goes wrong paypal will get you a refund Reviewed on: 10th July 2026

Super option to use.

I have used the Pay in 3 option quite a few times now, it's great to have that option available and so quick and easy to set up. There are no fees either, which is a rarity these days! I feel better making a purchase knowing that my personal details are super secure and having the guarantee from PayPal is just the icing on the cake, knowing that they will step in if any problems occur - win/win from my point of view. Reviewed on: 10th July 2026

Love the ease of paying through PayPal and the secur...

Love the ease of paying through PayPal and the security its brings when buying goods. Pay in 3 options are also a great option to have Reviewed on: 10th July 2026

pay in 3 offers less stress

Everytime i’ve had issues with payments they sort it out straight away and it’s been really helpful and took stress off me as a customer when using paypal as my payment method. Meaning i can still be a consumer even when i don’t have enough money at the specific time i want to buy! Reviewed on: 10th July 2026

Positive and friendly.

Positive and friendly. Easy to use digital experience Reviewed on: 10th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 294 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181070 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub