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PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 43,025 reviews, last reviewed 5th May 2026
1949300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Feel very safe using PayPal and the help service is... Feel very safe using PayPal and the help service is great never had any problems Reviewed on: 5th May 2026
Mrs D's avatar
Mrs D

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (43025)

Paying via PayPal payment in 3 was so easy, and let'...

5
Paying via PayPal payment in 3 was so easy, and let's you split the cost which is even better Reviewed on: 14th May 2024
Lauren's avatar
Lauren

Easy and Convenient...

5
The service is easy to use and convenient for larger purchases. It's also very easy to keep on top of payments through the app and the ability to pay a plan off early. Reviewed on: 14th May 2024
Louise R's avatar
Louise R

Easy to use.

5
Easy to use. Easy to keep track of. Easy to pay off early if you wish to. Interface/integration with other apps is great! Reviewed on: 14th May 2024
Yenifers S's avatar
Yenifers S

I used pay in 3 & enjoyed the convenience of not pay...

5
I used pay in 3 & enjoyed the convenience of not paying big chunk at once. Reviewed on: 14th May 2024
Ritesh S's avatar
Ritesh S

PayPal is 100% trust

5
PayPal is Easter and faster i had never encountered any bad experiences with PayPal. Reviewed on: 14th May 2024
Millie's avatar
Millie

Makes paying bills easier!

5
Makes paying bills easier! I've used this service for a number of years. I use it to keep all my bills in one place, so I can see what is coming out each month, including online purchases, travel, pay-in-3 and more. It makes life easier, than having to track payments from individual companies. You can budget ahead, knowing you'll only have either 1 payment per month, or a handful of pay-in-3 payments. Reviewed on: 14th May 2024
DaverosUK's avatar
DaverosUK

Easy to use and safe for online transactions.

5
Easy to use and safe for online transactions. Very happy with them Reviewed on: 14th May 2024
Marc H's avatar
Marc H

Simply the Best

5
I have found using this service a great help. It has enabled me to buy things that I wouldn’t be able to if this service was not available. If a refund is required on any items bought through the pay in 3 system, it goes straight back into my account within a couple of days. If it is a part refund due to more than 1 order on the item, it gets paid to the remainder of the order and the payment is then reduced by the amount of the refund. I applaud PayPal for bringing in this system of interest free payment as it really has helped to get what I want without trying to pay out all at once. Thank you PayPal ❤️ Reviewed on: 14th May 2024
Lynne M's avatar
Lynne M

purchasing power by Pay in 3

5
Pay in 3 helped me a lot with my purchases. I was able to purchase items that I can’t afford to pay in full and it gives you peace of mind when you have a legitimate purchase from a reputable company thanks to PayPal. Reviewed on: 14th May 2024
edinladen's avatar
edinladen

I always get good assistance from PayPal

5
I always get good assistance from PayPal's team if I need to contact them about my account. While not the cheapest credit facility out there, PayPal is available easily and when you need it. They take a responsible lender's attitude as well, giving helpful advice and also making astute loan judgements that make sure you don't over-extend yourself. Reviewed on: 14th May 2024
StevensonKaatsch's avatar
StevensonKaatsch

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