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PayPal: Pay in 3 reviews

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4.93
Based on 42,813 reviews, last reviewed 4th May 2026
1929300% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent way to spread your payments Excellent way to spread your payments Reviewed on: 4th May 2026
Peter A's avatar
Peter A

Latest lowest rating:

1

Stealth opening credit accounts? Stealth opening credit accounts??? Letting customers run up credit without notice? Serious gangster tactics company should be closed down. Reviewed on: 2nd May 2026
Paul J's avatar
Paul J
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (42813)

The system works in relation to its essence - instal...

3
The system works in relation to its essence - installment plan for payments. However if there's an issue then paypal completely falls apart. There is no basic level of decent customer support when an issue arises. Clearly proving the dispute/appeal process wrong but too much of dickheads to admit fault Reviewed on: 13th May 2024
Sul Ahmed's avatar
Sul Ahmed

I recently had an issue with a supplier not fulfilli...

5
I recently had an issue with a supplier not fulfilling my order due to their carrier losing my parcel PayPal ensured I was refunded quickly and efficiently Reviewed on: 13th May 2024
Rob 's avatar
Rob

Makes paying so easy.

5
Makes paying so easy. No need to worry about having a card so it's nice to be able to purchase when ever you want. I have been using PayPal for about 19 years now and pay in 3 is the best because I you can buy when you don't have all the money and it's interest free Reviewed on: 13th May 2024
Saynab 's avatar
Saynab

Secure,Safe and easy to use

5
Safe and easy to use, quick , secure when paying people you don’t know Reviewed on: 13th May 2024
Kim k's avatar
Kim k

PayPal pay in 3 is amazing!!

5
PayPal pay in 3 is amazing, it’s help me out so much from wanting to get stuff by letting me pay up in 3 months I wouldn’t be able to get half the stuff I have without it Reviewed on: 13th May 2024
Allydow's avatar
Allydow

I been saved so many times paying for flights and ot...

5
I been saved so many times paying for flights and other needs via pp credit. Reviewed on: 13th May 2024
Vandi N's avatar
Vandi N

Super easy to use.

5
I used pay in 3 to help me with Christmas presents and it was so easy to use, easy to set up and see what payments you have made and what you had left to make. Customer service was easy to contact aswel and quick to resolve my issues. I will definitely use this service again in the near future as it's such a big help. Reviewed on: 13th May 2024
Liam Lemon Nicholson's avatar
Liam Lemon Nicholson

Easy enough form of payments.

3
Easy enough form of payments. Does not work 100%, can't use it everywhere, sitll need yo use my bank card if paypal d not work Reviewed on: 13th May 2024
P J's avatar
P J

Pay in 3 simple installments

5
Simple and excellent way of paying in 3 manageable monthly automatic payments. Reviewed on: 13th May 2024
S's avatar
S

it helps with security for items which might be frau...

4
it helps with security for items which might be fraud, ensuring only a third of the money was paid. it also helps when the PayPal credit limit isn’t as high as the item that is wanted to be purchased, helping in spreading that cost. Reviewed on: 13th May 2024
Vii's avatar
Vii

Review PayPal: Pay in 3 now

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