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PayPal: Pay in 3 reviews

4.93
Based on 47,272 reviews, last reviewed 7th May 2026
2352800% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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Latest highest rating:

5

PayPal never let me Down I have been using PayPal for long time, never let me down, reliable service Reviewed on: 7th May 2026
Kamal's avatar
Kamal

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47272)

Fabulous service

5
It is great experience. I love this way of playing for good Reviewed on: 24th May 2024

Smart money idea

5
Good in terms of repayments and reminders to keep you on track Reviewed on: 24th May 2024

Pay in 3 with PayPal is great

5
I have been able to enjoy certain purchases due to being able to split the payment in 3 with PayPal that I may not have if it wasn’t available. I have never had an issue with being accepted to use that service and the ability to pay it in full at anytime between the 3 monthly payments is fantastic and easy to do. Reviewed on: 24th May 2024

Paypal......easier than using your bank!

5
Paypal is so easy to use, that helps those of us that aren't tech savvy. The *Pay in 3* is a benefit for those larger expenses such as washers or TVs as you can spread the payments and you know where you are with the balance. Plus using Paypal is quicker to use when out and about even if the money is coming direct from your bank using Paypal. Reviewed on: 24th May 2024

Love when i get split a payment without a charge

5
Love when i get split a payment without a charge Reviewed on: 24th May 2024

I would recommend pay in 3

5
Pay in 3 allows me to spread more expensive purchases over 3 months without any added interest, the plan is easy to follow with plenty of notice from reminders about upcoming payments, it comes directly out of your bank account as a direct debit so there is no need worry about forgetting to pay it. Reviewed on: 24th May 2024

Has helped me multiple times, usually use it for eme...

4
Has helped me multiple times, usually use it for emergency events. Reviewed on: 24th May 2024

I was trying to book a air ticket and I wasn’t had m...

5
I was trying to book a air ticket and I wasn’t had money in my account to pay for. But i got 3 months plan to book my air ticket through papal Reviewed on: 24th May 2024

Excelent and helpful, really good when I can save m...

5
Excelent and helpful, really good when I can save money or spread the cost with no interest Reviewed on: 24th May 2024

I love pay in 3 option makes everything more afforda...

5
I love pay in 3 option makes everything more affordable and convenient Reviewed on: 24th May 2024

Review PayPal: Pay in 3 now

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