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PayPal: Pay in 3 reviews

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4.93
Based on 47,406 reviews, last reviewed 7th May 2026
2365600% increase in 5 star reviews
in the past 90 days
4400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A very good way of making larger purchases, A very good way of making larger purchases, spread the repayments over 3 months with no interest to pay. Reviewed on: 7th May 2026
Wally's avatar
Wally

Latest lowest rating:

2

Unfair on not being able to get pay in 3 due to low... Unfair on not being able to get pay in 3 due to low credit as my circumstancrs have change for the better Reviewed on: 7th May 2026
Jeannie M's avatar
Jeannie M
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47406)

I love using pay in, 3 its great and never have any...

5
I love using pay in, 3 its great and never have any problems, it gives you the flexibility with your purchases Reviewed on: 24th May 2024
Amanda T's avatar
Amanda T

It is incredibly easy to use!

5
It is incredibly easy to use, you can even pay it off early. Just need to log into your paypal, to check on your Pay in 3, you get text and email payment reminders too. It is a great service. Perfect for when a large unexpected purchase arrises, or even a large online grocery shop (obviously depends whether the shop offers it) I would 100% recommend. Reviewed on: 24th May 2024
Stevie's avatar
Stevie

Easy was to split cost on expensive items

5
Easy was to split cost on expensive items Reviewed on: 24th May 2024
Hlh's avatar
Hlh

good service

4
good, usefull thing these days, very helpfull Reviewed on: 24th May 2024
Klops's avatar
Klops

An easy way to make items more affordable.

5
An easy way to make items more affordable. No interest and easy to use. Reviewed on: 24th May 2024
Zoe B's avatar
Zoe B

Just really easy method of payment.

5
Just really easy method of payment. Pay in 3 has been really helpful method to spread costly items and budget to buy items. Reviewed on: 24th May 2024
Waq's avatar
Waq

East to use.

5
When using PayPal it is always easy and quick plus secure. Reviewed on: 24th May 2024
Gill T's avatar
Gill T

very good helps pay for items and over three months...

5
very good helps pay for items and over three months gives one extra time Reviewed on: 24th May 2024
Eli T's avatar
Eli T

Very easy love pay in 3

5
Very easy love pay in 3 makes buying easy Reviewed on: 24th May 2024
Pauline 's avatar
Pauline

Paypal is much easier than Clearplay and Klarna.

5
Paypal is much easier than Clearplay and Klarna. No fuss, no strings and a trusted name. I use it to buy larger items online all the time and never have problems. Reviewed on: 24th May 2024
Tom G's avatar
Tom G

Review PayPal: Pay in 3 now

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