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PayPal: Pay in 3 reviews

4.93
Based on 47,629 reviews, last reviewed 7th May 2026
2385500% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
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Latest highest rating:

5

PayPal has always been my go to. PayPal has always been my go to. Super reliable. Easy customer service Reviewed on: 7th May 2026
Poeticramble's avatar
Poeticramble

Latest lowest rating:

1

I used their services of 3 payment , suddenly I hav... I used their services of 3 payment , suddenly I have problems and I was told to update still struggling change address . And then its definitely wo... Read more Reviewed on: 7th May 2026
Tinara S's avatar
Tinara S

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (47629)

I've used pay in 3 a few times and it helps me with...

5
I've used pay in 3 a few times and it helps me with making smaller payments easier to afford. Reviewed on: 25th May 2024

Financial support

5
I was suffering from financial issues and then I used paypall amd now i m happy i m using and paying every month and this way i m managing ny budget bcz i m a shopping lover so i can use pay in 3 or i can use PayPal Credit honestly i love it Reviewed on: 25th May 2024

Helpful when needed

5
Never had a problem with PayPal, they have always been helpful when needed Reviewed on: 25th May 2024

PayPal is Top class

5
It’s one of the best platforms for pagments and the customer service is top class Reviewed on: 25th May 2024

Pay in 3 let's me make my large purchases whilst not...

5
Pay in 3 let's me make my large purchases whilst not having to pay the entire cost upfront. This let's Me budget effectively which given the cost of living is really helpful. Reviewed on: 25th May 2024

I have always received outstanding service from PayP...

5
I have always received outstanding service from PayPal whenever I've had a problem with a seller or experienced difficulty with transactions. The Pay in Three facility is very useful when I'm short of funds and need something immediately. I really couldn't have managed without this over the last 18 months. Reviewed on: 25th May 2024

Extremely useful and helpful.

5
Extremely useful and helpful. Never had a problem using this service. Reviewed on: 25th May 2024

Hard to reach customer service

5
It would be better to have easier access to customer service. Reviewed on: 25th May 2024

Reliable and trustworthy way to spread a large costi...

5
Reliable and trustworthy way to spread a large costing purchase. Reviewed on: 25th May 2024

Very useful feature

5
I find pay in three very helpful for spreading about payments when I don’t have the full money immediately to hand or it would make it financially easier on me to spread out the payments . The transaction goes through without issue and payments are taken on time by direct. Using this feature responsibly makes it a very useful addition to my budgeting. Reviewed on: 25th May 2024

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