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PayPal: Pay in 3 reviews

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4.93
Based on 47,967 reviews, last reviewed 8th May 2026
2417300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never experienced any problems making or receiving p... Never experienced any problems making or receiving payments Reviewed on: 8th May 2026
Nigel W's avatar
Nigel W

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026
Zowie G's avatar
Zowie G
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (47967)

Always use pay in 3, it's an amazing service!

5
Always use pay in 3, it's an amazing service! Reviewed on: 26th May 2024
Alice A's avatar
Alice A

good service

5
Very good service and easy to use and helpful Reviewed on: 26th May 2024
Monika S's avatar
Monika S

Very simple, and great way to borrow money short ter...

5
Very simple, and great way to borrow money short term, interest free Reviewed on: 26th May 2024
Jon D's avatar
Jon D

Excellent for buyer protection!

5
Excellent for buyer protection! Pay in 3 installments has been great Reviewed on: 26th May 2024
Kathy H's avatar
Kathy H

Always good for little treat buys for myself

5
Always good for little treat buys for myself Reviewed on: 26th May 2024
Zoe G's avatar
Zoe G

Relieves financial pressure

5
Pay in 3 enables me to buy products that I need and be able to spread the cost making finances less stressful Reviewed on: 26th May 2024
Clare's avatar
Clare

I love being able to use Pay in 3 to break up bigger...

5
I love being able to use Pay in 3 to break up bigger expenses. It means I can afford things and then payment us taken automatically without me having to remember to make a payment. Reviewed on: 26th May 2024
Kirsty B's avatar
Kirsty B

I use pay in 3 regular and wouldn’t be without it, e...

5
I use pay in 3 regular and wouldn’t be without it, excellent way to purchase what you need early but without getting into debt for too long. Reviewed on: 26th May 2024
Yvonne S's avatar
Yvonne S

Brilliant way to get those extra things you want wit...

5
Brilliant way to get those extra things you want without using a credit card. Spreading the payments over 3 months makes it much more manageable especially if it’s a pricey item. It’s so easy to do, you just tick the box. You can never forget to pay as it’s taken automatically. Reviewed on: 26th May 2024
P K's avatar
P K

Using PayPal is always very easy and the pay in 3 op...

5
Using PayPal is always very easy and the pay in 3 option within interest is great to spread the cost of a large purchase on 3 months without any paperwork and no interest charged. Only regret is that my credit limit is very low. Reviewed on: 26th May 2024
Juan's avatar
Juan

Review PayPal: Pay in 3 now

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