Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 47,995 reviews, last reviewed 8th May 2026
2420100% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I absolutely love paypal I use it very often, it's b... I absolutely love paypal I use it very often, it's brilliant! Reviewed on: 8th May 2026
Emmie's avatar
Emmie

Latest lowest rating:

2

I use to use pay in 3, never missed a payment and th... I use to use pay in 3, never missed a payment and then it just stopped me from being able to access the pay in 3 method Reviewed on: 8th May 2026
Zowie G's avatar
Zowie G

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (47995)

Best payment service

5
Best service and great payment app. Reviewed on: 26th May 2024

I often use PayPal pay in three for online purchases...

5
I often use PayPal pay in three for online purchases Reviewed on: 26th May 2024

A life saver always there when I need it and I can m...

5
A life saver always there when I need it and I can manage my payments easily on the app. Affordable repayment option Reviewed on: 26th May 2024

Better than a bank, easier to use, good costumer ser...

5
Better than a bank, easier to use, good costumer service Reviewed on: 26th May 2024

PayPal makes it super easier to manage credit and ma...

5
PayPal makes it super easier to manage credit and makes budgeting easier. It’s an incredibly useful response to have at hand for any emergency purchases, like when the washing machine breaks at the end of the month. I’ve used it many time and again for big purchases and it’s been so helpful have a simple method to break down costs over time. Reviewed on: 26th May 2024

Buy what you need hassle and interest free!

5
I didn't realise Paypal had this option. I have used Pay in 3 twice now and it has enabled me to make purchases and still keep within my monthly budget. It's great! If it wasn't for Pay in 3 I wouldn't have been able to get the items. And the best part is it's so easy to use. Like any credit offered, just make sure you can make the monthly payments. Keep within your budget and it'll work for you. Reviewed on: 26th May 2024

Good value

5
Able to buy things that ai want and able to pay monthly without fees. Reviewed on: 26th May 2024

Gooooood

5
Od very helpful and easy fore use Reviewed on: 26th May 2024

Great service, easy to use and very helpful.

5
Great service, easy to use and very helpful. Great job Reviewed on: 26th May 2024

It's very helpful and easy to use

5
It's very helpful and easy to use Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payments

    from PayPal 4.91 from 3709 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 80 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.90 from 101780 reviews
    PayPal
    View all products