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PayPal: Pay in 3 reviews

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4.93
Based on 48,103 reviews, last reviewed 8th May 2026
2430300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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1%
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0%
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0%

Latest highest rating:

5

Always easy to do, helps me financially while I’m of... Always easy to do, helps me financially while I’m off work with leukaemia. Gives a fair spending limit so you don’t struggle with repayments. lots of ... Read more Reviewed on: 8th May 2026
Louise k's avatar
Louise k

Latest lowest rating:

1

dispute against me not sure weather AI judged my claim or a mooron Reviewed on: 8th May 2026
roy f's avatar
roy f
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48103)

Good Choice

5
Great deal from PP, no more missed payment and hassle. Reviewed on: 26th May 2024
Stere's avatar
Stere

Very easy and very helpful.

5
Very easy and very helpful. Will definitely be using this again for other purchases. Reviewed on: 26th May 2024
Zak C's avatar
Zak C

I feel so confident about purchasing something is sl...

5
I feel so confident about purchasing something is slightly above my budget since I started my account with Paypal and the pay in three option. Also interest free periods for large purchases is brilliant and always gave me a peace of mind. I have to say Paypal has one of the most amazing people in the customer service department. I communicate with them several times and each time was amazed and impressed by the quality of service I received. Thank you Paypal. Reviewed on: 26th May 2024
Narges Ghanbarirad's avatar
Narges Ghanbarirad

Awesome, availability and low apr

5
Awesome, availability and low apr Reviewed on: 26th May 2024
Jimmyguns 's avatar
Jimmyguns

Easy straightforward to use.

4
Easy straightforward to use. On a couple of occasions I’ve found it difficult to make a payment against my credit account Reviewed on: 26th May 2024
Louise p's avatar
Louise p

Always available to help on time too

5
Always available to help on time too Reviewed on: 26th May 2024
Olabisi a's avatar
Olabisi a

Value, value and value

5
Paypal has always been positive about what they promise. Whether it has been resolutions of orders that have been either lost in transit or wrongfully mis-ordered. I have ordered several things with pay in 3, coach trips to visit my daughter, concert tickets etc and would highly re omnend their service. Reviewed on: 26th May 2024
Carol B's avatar
Carol B

Frustration...

3
have used pay in 3 about 6 times never missed a payment ever. want to used it again. and it will not allow me to. no reason given. not happy Reviewed on: 26th May 2024
Willy Wombat's avatar
Willy Wombat

I have used PayPal for years!

5
I have used PayPal for years! It is such a convenient to send money to friends or to pay for things online. Pay in 3 is super helpful when I do not want to make one large payment, and allows me to be more in control of my finances. Reviewed on: 26th May 2024
Grace 's avatar
Grace

Very clear, no hidden "small print"

5
I use paypal credit for long time, alway clear rules never any issue Reviewed on: 26th May 2024
Lukasz's avatar
Lukasz

Review PayPal: Pay in 3 now

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