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PayPal: Pay in 3 reviews

4.76
Based on 101,241 reviews, last reviewed 28th Jul 2026
222% increase in 5 star reviews
in the past 90 days
277% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

All new here, but pleased so far. Since joining lately I have no problem using app and when purchasing of websites. Pay in 3 great when a bargain is available but funds short. Reviewed on: 28th July 2026
Ross's avatar
Ross

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101243)

Great customer services.

5
Great customer services. Friendly staff. Reviewed on: 10th July 2026

Excellent

5
I’ve used PayPal for years and find it a great way to pay for things. Reviewed on: 10th July 2026

I am very happy with PayPal,

5
I am very happy with PayPal, I feel it is safe& easy to use . If I need a refund it is happens quickly & easily. I like the pay in 3 , makes budgeting simpler Reviewed on: 10th July 2026

Extremely reliable service

5
Extremely reliable service, clear and easy to understand communication and the option for interest free installments on purchases have been a game changer. Whilst also improving credit score! What makes it a smooth process is the reminders each month and the amount that will be deducted, so you can keep track of payments and budget for them. If ever I feel unsure about making a payment on a website, just knowing that PayPal is an option is reassuring and I feel much safer shopping with PayPal’s protection. Would highly recommend PayPal to anyone who hasn’t yet signed up. Take the worry out of shopping online and take the pressure off financial constraints when you can split payments interest free! Reviewed on: 10th July 2026

Ever reliable.

5
Ever reliable. The best place to trust your bank details. Love the new pay in 3 option. It gives great flexibility. Reviewed on: 10th July 2026

Easy of use, intuitive.

4
Easy of use, intuitive. Used for paying in installments, and it works great. Reviewed on: 10th July 2026

It was nice and simple and on return it adjusted the...

4
It was nice and simple and on return it adjusted the amount to be debited Reviewed on: 10th July 2026

Great service.

5
Great service. I always pay via PayPal when available as I feel it provides that extra security when buying online. Reviewed on: 10th July 2026

PayPal provides excellent service with secure and re...

5
PayPal provides excellent service with secure and reliable payments, making online shopping simple and stress-free. Reviewed on: 10th July 2026

Cash flow magic

5
Using PayPal means that my financial and personal security are protected with purchases from a variety of companies with whom I do business. Their repayment options are very valuable and ease my cash flow over time when there are more outgoings in a given month than I would wish. Reviewed on: 10th July 2026

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