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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101243 reviews)

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4.76

Based on 101,241 reviews, last reviewed 28th Jul 2026

222% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

All new here, but pleased so far. Since joining lately I have no problem using app and when purchasing of websites. Pay in 3 great when a bargain is available but funds short. Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101243)

Just a click away

I found the PayPal Credit application process to be very simple, clear, and user friendly from start to finish. The platform was easy to navigate, with straightforward instructions and a smooth journey that made the application feel quick and manageable. Within just a few clicks, I was able to complete the application without confusion or unnecessary steps. Once approved, the communication was equally clear: I received an email explaining what I had applied for, what had been agreed, and how the credit arrangement would work. I also appreciated the regular updates and reminders about repayments, including notifications before payments were due to be taken. This gave me confidence that I understood my commitments and could manage the account responsibly. Overall, the process felt transparent, efficient, and well supported, making PayPal Credit a convenient and reassuring option for spreading the cost of purchases. Reviewed on: 10th July 2026

I’ve had a good experience using PayPal Pay in 3.

I’ve had a good experience using PayPal Pay in 3. It was easy to set up, and the payments were taken automatically on the due dates. There were no hidden fees when I paid on time, and it helped me spread the cost of my purchase. The app was simple to use, and I could easily keep track of my payments. Overall, I found it convenient and would use it again. Reviewed on: 10th July 2026

You get everything, payment quick and easy, also the...

You get everything, payment quick and easy, also they let you know when you parcel is out for delivery and when it's been delivered, Love PayPal and I would recommend to everyone I know Reviewed on: 10th July 2026

Very reliable & Safe

Very reliable & Safe Will continue to use & recommend Reviewed on: 10th July 2026

My experience with PayPal

I have never really had any problems with PayPal. All my payments are processed without any issues. If I do have any queries they are dealt with swiftly and politely. Reviewed on: 10th July 2026

I’ve never had any issues with them and I tend to ge...

I’ve never had any issues with them and I tend to get approved pretty fast for the loan Reviewed on: 10th July 2026

Pay in 3 flexibility

Pay in 3 gives me flexibility to pay when I can, often helping pay for bigger purchases that i would have otherwise not been able to afford. Reviewed on: 10th July 2026

I think the pay in 3 is exceptional.

I think the pay in 3 is exceptional. It has come in particularly handy when paying for flights or ever increasing train journeys. Reviewed on: 10th July 2026

I always use Pay pal its a quick safe way of paying...

I always use Pay pal its a quick safe way of paying for goods online and other items when I can use it. Reviewed on: 10th July 2026

Pay in 3 option is great

Really easy to use app, love the pay in 3 options. Never had any problems with PayPal so haven't had to contact customer services therefore can't comment on that. Will definitely keep using. Reviewed on: 10th July 2026

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