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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101242 reviews)

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4.76

Based on 101,241 reviews, last reviewed 28th Jul 2026

222% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

All new here, but pleased so far. Since joining lately I have no problem using app and when purchasing of websites. Pay in 3 great when a bargain is available but funds short. Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101242)

Mrs sesay

PayPal are on the other end of the phone to answer your questions. Will also refund your money back if you are not happy with your purchase Reviewed on: 10th July 2026

Couldn't be more straightforward

Couldn't be more straightforward from arranging the credit to notification that a payment was upcoming to the direct debit making the whole thing seamless. Bravo. Reviewed on: 10th July 2026

Pay in 3 helps people on low incomes

PayPal in 3 helps if you are on a low income. So you can still buy expensive items. My TV stopped working. I couldn’t afford to pay for a new one outright because it was too expensive but pay in 3 months I was able to purchase a new TV. Reviewed on: 10th July 2026

We're safe using PayPal services.

I use PayPal services a lot, everything runs smoothly. Its a very safe way to make purchases and the customer service is very good. Reviewed on: 10th July 2026

Very helpful when you have a problem

Very helpful when you have a problem Reviewed on: 10th July 2026

I use this service for almost everything, I feel at...

I use this service for almost everything, I feel at ease knowing I'm protected when buying online 10/10 Reviewed on: 10th July 2026

Have found PayPal to be invaluable when in dispute w...

Have found PayPal to be invaluable when in dispute with a supplier. If an online supplier doesn't use PP and we don't know them we don't buy. Reviewed on: 10th July 2026

Usability is key.

Usability is key. The app, the support functions, is is very easy as a user of PayPal to know how to use the product itself because of the clean UX and layout of their products. I think any age range of users would be able to use the product well because of the set up. It’s very clear as a user that security is at the forefront of their user experience, and even when interacting with the security features of the product it is always a seamless experience. Reviewed on: 10th July 2026

Always had a good experience, the customer service i...

Always had a good experience, the customer service is very helpful. Disputes have been settled fairly and promptly. Reviewed on: 10th July 2026

Great customer services.

Great customer services. Friendly staff. Reviewed on: 10th July 2026

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