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PayPal: Pay in 3 reviews

4.93
Based on 48,319 reviews, last reviewed 9th May 2026
2450200% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Paypal is a very easy app to use and is a very relia... Paypal is a very easy app to use and is a very reliable app and has options such as pay in 3 which is great if you want to split the cost overtime. I ... Read more Reviewed on: 9th May 2026
Miracle Agba's avatar
Miracle Agba

Latest lowest rating:

2

Sometimes hard to get refunded when dodgy sellers ge... Sometimes hard to get refunded when dodgy sellers get throu alot of having to prove this and that to prove eathier item didnt show or damaged security... Read more Reviewed on: 9th May 2026
Kerry R's avatar
Kerry R

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48319)

Quality of service

5
Efficient service and good reminder Reviewed on: 27th May 2024

Help spreading cost of a purchase over 3 payments, r...

5
Help spreading cost of a purchase over 3 payments, reminders of a due payment 10 days in advance. Just brilliant! Reviewed on: 27th May 2024

Excellent way to purchase and manage payments

5
Excellent way to purchase and manage payments Reviewed on: 27th May 2024

Easiest process for any pay in 3 transaction and mos...

5
Easiest process for any pay in 3 transaction and most secure transaction Reviewed on: 27th May 2024

Great for high end items.

5
Fantastic for balancing payments for high end products, that I rely on to help keep creating social media content, that allows me to be more independent and work towards developing a buissness. Reviewed on: 27th May 2024

I've used pay in 3 a few times, good service

5
I've used pay in 3 a few times when I didn't feel like paying the full cost upfront. 2 months is a nice buffer to spend a bit without it feeling like a long credit agreement Reviewed on: 27th May 2024

The service is good but would be better if you coul...

5
The service is good but would be better if you could pick the three payment dates. Reviewed on: 27th May 2024

Excellent

5
Peace of mind when needing something that little bit more expensive being able to split into 3 and it doesn't impact so much! Reminders at the relevant time are great. Had to use the customer service team once, they were helpful and knowledgeable. Reviewed on: 27th May 2024

no complaints at all!

5
no complaints at all!! pay in 3 makes paying for things much easier... i have had no issues and making payments it super easy. payments simply come out of my account as and when theyre due meaning i dont have to think about it at all... genuinely love it :) Reviewed on: 27th May 2024

Never had an issue with PayPal 3.

5
Never had an issue with PayPal 3. Even if you miss your payment they are very polite and not making a big fuss about it. Reviewed on: 27th May 2024

Review PayPal: Pay in 3 now

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