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PayPal: Pay in 3 reviews

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4.93
Based on 48,938 reviews, last reviewed 10th May 2026
2507800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has balanced my finances.. Pay in 3 has allowed me to balance my finances across the year. Reviewed on: 10th May 2026
Tag's avatar
Tag

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48938)

Amazing and Excellent

5
It has been a great experience using PayPal, and i appreciate the fact that security continues to be improved. One time, my money was meant to be recovered because a certain company took out money without any purchase. Reviewed on: 28th May 2024
Kemi Ade-Daniels's avatar
Kemi Ade-Daniels

Easy process , so simple to use great service with s...

5
Easy process , so simple to use great service with some protection and security, safer than giving your bank details to strangers Reviewed on: 28th May 2024
Margaret w's avatar
Margaret w

Comprehensive, transparent and clear process that s...

5
Comprehensive, transparent and clear process that states the steps to be taken, the dates this will happen all coupled with the PayPal money back guarantee Reviewed on: 28th May 2024
Ellie B's avatar
Ellie B

So quick and easy to use.

5
So quick and easy to use. It's helped me spread the cost of larger items. Good communication about upcoming payments and very easy to keep an eye on things online. Reviewed on: 28th May 2024
Ann-Marie Clasper's avatar
Ann-Marie Clasper

easy & convenient to use PayPal...

5
It has been both easy & convenient to use PayPal Reviewed on: 28th May 2024
Lydia H's avatar
Lydia H

PayPal 0% Credit Great for Purchases

5
The short term credit from PayPal is really good for me. I use it whenever I can for purchases to help spread the cost at 0%. Reviewed on: 28th May 2024
Mark Harley's avatar
Mark Harley

Great to help spreading the cost of big purchases

5
Great to help spreading the cost of big purchases Reviewed on: 28th May 2024
Nat Lou 's avatar
Nat Lou

Lifeline x

5
I use pay in 3 when I need to make a purchase close to payday to allow me more time to pay off the full balance. I've found it to he effective and hassle free. Reviewed on: 28th May 2024
Emma S Glasgow's avatar
Emma S Glasgow

This is awesome i use this day and night

5
This is awesome i use this day and night Reviewed on: 28th May 2024
Marcin's avatar
Marcin

It’s easy to use

5
It’s easy to use and doesn’t complicate things by charging you interest on top of your monthly payments providing you pay on time. I prefer it to Klarna just because I use PayPal for a lot of shopping online Reviewed on: 28th May 2024
Chris L's avatar
Chris L

Review PayPal: Pay in 3 now

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