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PayPal: Pay in 3 reviews

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4.93
Based on 48,959 reviews, last reviewed 10th May 2026
2509800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal for many years and I have us... I have been with PayPal for many years and I have used all of the financial parts like pay 3 many times without any issues at all Reviewed on: 10th May 2026
Adie 's avatar
Adie

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48959)

Pay in 3

5
From the moment I started using PayPal's Pay in 3 service, I was impressed by the seamless integration and the financial flexibility it offered. The process was straightforward: select Pay in 3 at checkout, and voilà, my purchase amount was split into three manageable, interest-free payments. The first payment was processed immediately, and the subsequent ones were scheduled over the next two months. I received timely reminders before each payment, ensuring I was always on top of my finances. The absence of late fees was a relief, as it showed PayPal's understanding of the occasional human oversight. What truly stood out for me was the Buyer Protection on eligible purchases. It provided an extra layer of security and peace of mind, knowing that PayPal had my back in case of any discrepancies with my transactions. In conclusion, PayPal Pay in 3 has been a game-changer for my online shopping. It's not just a payment service; it's a smart financial tool that empowers me to shop responsibly while keeping my budget in check. I would highly recommend it to anyone looking for a reliable and user-friendly buy now, pay later option. Reviewed on: 28th May 2024
Supun F's avatar
Supun F

Excellent service.

5
Excellent service. Providing value for money Reviewed on: 28th May 2024
Michael E's avatar
Michael E

Easy to set up and use.

5
Easy to set up and use. Never missed a payment due to the reminders sent out. Reviewed on: 28th May 2024
Karlos K's avatar
Karlos K

Always safe and accurate customer service always ver...

5
Always safe and accurate customer service always very helpful. Easy transaction Reviewed on: 28th May 2024
Shelby g's avatar
Shelby g

PayPal has always been there for me

5
PayPal has always been there to protect me and my money, easy to use and fast refunds..I wouldn’t be without it. Reviewed on: 28th May 2024
Marion B's avatar
Marion B

Payment comfort

5
It’s easy to use and make payments, if you don’t want to pay the full amount Reviewed on: 28th May 2024
Webdama's avatar
Webdama

Always Handy

5
Always handy so you don't have to input your card details Reviewed on: 28th May 2024
Michelle L's avatar
Michelle L

So easy to use for transactions etc and to have the...

5
So easy to use for transactions etc and to have the choice to pay in 3 if finances are stretched. Reviewed on: 28th May 2024
Lesley S's avatar
Lesley S

This is a great way of spreading payments over 3...

5
This is a great way of spreading payments over 3 months Reviewed on: 28th May 2024
Marion Day's avatar
Marion Day

Unexpected experiences

5
That was good, and helped me to cope with the stress to pay big amount. Reviewed on: 28th May 2024
Svitlana 's avatar
Svitlana

Review PayPal: Pay in 3 now

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