Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.93
Based on 49,198 reviews, last reviewed 11th May 2026
2532300% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Allows me to buy bigger purchases without eating int... Allows me to buy bigger purchases without eating into my savings, having no interest is very good especially in today’s market. Reviewed on: 11th May 2026
Daniel D's avatar
Daniel D

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (49198)

Excellent service, very good.

5
Excellent service, very good. Transactions are always very easy to manage and transact. Reviewed on: 28th May 2024
jonathan k's avatar
jonathan k

Paypal's pay in 3 provides flexible options to sprea...

5
Paypal's pay in 3 provides flexible options to spread repayment without additional cost. This option helps me to make payment for some of the online payment without squeezing too much on my budget. Earlier , I borrow money from friends , i avoided this by using paypals pay in 3 options Reviewed on: 28th May 2024
Brijesh K's avatar
Brijesh K

Convenient and easy to use and also safe with your p...

4
Convenient and easy to use and also safe with your purchases Reviewed on: 28th May 2024
Derek H's avatar
Derek H

Fantastic to be able to spread payment interest free

5
Fantastic to be able to spread payment interest free Reviewed on: 28th May 2024
M V's avatar
M V

nice and easy to set up, ..

5
nice and easy to set up, better than paying 1 big lump Reviewed on: 28th May 2024
gary the baker's avatar
gary the baker

Good flexible easy to use and monitor

5
Good flexible easy to use and monitor Reviewed on: 28th May 2024
Joseph H's avatar
Joseph H

Amazing idea.

5
Amazing idea. Helps break down the cost so your not financially struggling by paying in one go Reviewed on: 28th May 2024
Montana m's avatar
Montana m

A genuinely helpful method with no back stabs

5
So easy to use and flexible in making payments. No interest either. This is by far the best and most helpful payment method I’ve come across. Reviewed on: 28th May 2024
Drew's avatar
Drew

PayPal trustworthy and safe transactions ...

5
Use PayPal most of the time as I feel Secure in the knowledge my transactions are safe Reviewed on: 28th May 2024
Teresa A's avatar
Teresa A

Helps to survive with a low pay.

5
Helps to survive with a low pay. Good experience. Reviewed on: 28th May 2024
A S's avatar
A S

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill