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PayPal: Pay in 3 reviews

4.76
Based on 101,244 reviews, last reviewed 29th Jul 2026
218% increase in 5 star reviews
in the past 90 days
274% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026
Kim M's avatar
Kim M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101246)

easy to apply to pay in three installments

5
easy to apply to pay in three installments Reviewed on: 10th July 2026

The rewards are great and the transactions are seaml...

5
The rewards are great and the transactions are seamless Reviewed on: 10th July 2026

Easy to use great app comes in handy very often...

5
Easy to use great app comes in handy very often Reviewed on: 10th July 2026

Pay in 3

5
Pay in 3 is interest free so I can spread the payments. There are timely reminders of payments due & conformations of going through. Customer service help & advice was excellent on the 1 occassion I needed it. Reviewed on: 10th July 2026

Reliable and Secure

5
I’ve had a great experience recently using PayPal. It was quick, secure and makes sending and receiving payments straightforward. Reviewed on: 10th July 2026

Reliable flexibility with finances

5
It has been a flexible way to.manage finances and very good customer services whenever I had any queries. Reviewed on: 10th July 2026

Useful to spread costs and make finances more...

5
A useful way to spread costs and make finances more manageable. Reviewed on: 10th July 2026

Best experience ever using Paypal.

5
Best experience ever using Paypal. I just love it . Reviewed on: 10th July 2026

For a while, I refused to use any services such as P...

5
For a while, I refused to use any services such as Paypal, Klarna ect. Because I was cautious about using my card online. I initially set up Paypal from a recommendation from a friend, and now I use paypal more as an online payment method over my direct bank details. The user experience streamlines how I go about spending online in the simplest way possible that I refuse to buy from websites that don't offer it. I don't have to remember my bank details and knowing I can contact them to help with any online issues from payments ive made, or the pay in 3, has helped me out immensely over the years. They've earned my trust from being consistent and keeping things straight to the point. Reviewed on: 10th July 2026

Very efficient.

5
Very efficient. Also reliable and has helped resolve a number can log payment issues Reviewed on: 10th July 2026

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