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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101246 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101246)

Loving it!

It's been a great experience. Can't think of anything to change or improve! Reviewed on: 10th July 2026

PayPal Pay in 3 is brilliant for splitting bigger pu...

PayPal Pay in 3 is brilliant for splitting bigger purchases into three interest-free chunks right at the checkout, making budgeting so much easier. The automated payments mean you don't have to worry about missing a deadline, and there are absolutely no hidden fees. The only real downfalls are that it can be a bit unpredictable—sometimes randomly declining you because of their automatic soft credit checks—and if you ever need to sort a refund with a shop, getting PayPal to pause your remaining instalments can be a right headache with customer service. Overall, it's a top-tier, cost-effective way to spread costs as long as you keep on top of it. Reviewed on: 10th July 2026

Perfect in all time excellent service as you accept

Perfect in all time excellent service as you accept Reviewed on: 10th July 2026

it's simply the best

PayPal as saved me a few times now for keeping my money safe and it's safe and best way off keeping my money safe and in helping me in quite a lot of ways I would and I have given out and told my family and friends pay pal is simply the best and it cannot be beaten okay Reviewed on: 10th July 2026

always speeedy

always fast with the transactions and help on refunds and general payments. Reviewed on: 10th July 2026

My experience using Paypal

Since i subscribed to Paypal services, i have never been disappointed. any issue brought to their attention have always had a swift and satisfactory end. The flexibility i have with the pay in 3 is just amazing. excellent customer service, easy to contact and fair problems solving. Reviewed on: 10th July 2026

I like the Pay in 3 option.

I like the Pay in 3 option. I know my details are secure, there is no exorbitant interest fee, and I get notification when the payment is due. Reviewed on: 10th July 2026

PayPal has always been able to help me resolve issue...

PayPal has always been able to help me resolve issues with my accounts with no hustle and always keep me up to date with everything Reviewed on: 10th July 2026

Is very comfortable to have time to pay without stre...

Is very comfortable to have time to pay without stres, thank you very much for this opportunity.Paypal credit save my situation a lot of times, much appreciated Reviewed on: 10th July 2026

I always use paypal when buying online.

I always use paypal when buying online. Trusted, secure and straight forward. I feel safe. Pay in 3 is great for spreading the cost of larger purchases. I have used it on several purchases and appreciated the extra time to pay. Reviewed on: 10th July 2026

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