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PayPal: Pay in 3 reviews

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4.93
Based on 49,293 reviews, last reviewed 11th May 2026
2541700% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

The pay in 3 service has been very easy to use and h... The pay in 3 service has been very easy to use and had no problems with it. Reviewed on: 11th May 2026
Adelle Coulson's avatar
Adelle Coulson

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (49293)

Pay in 3. The easiest of credit.

5
Using pay in 3 is an easy way to spread the cost of a larger purchase. No credit check after the first application. I've used it many times. Reviewed on: 26th May 2024
Dean Fleming's avatar
Dean Fleming

I have had very good experience.

5
I have had very good experience. Specially when I bought stuff and it did not match what was sold. PayPal dealt with very good. Reviewed on: 26th May 2024
Sajid's avatar
Sajid

Pay in 3 is such a great innovation.

5
Pay in 3 is such a great innovation. It really helps me to manage my finances without having to go without important items. I am so thankful that I have discovered this offering and I recommend it to everyone. Reviewed on: 26th May 2024
Lorna's avatar
Lorna

Excellent service

5
Pay in 3 is easy and straightforward. Gives you time to sort out your self and there is no interest Reviewed on: 26th May 2024
Ebi 's avatar
Ebi

Using Pay Pal Pay in 3- helps me spread the cost

5
It helps me to manage my money and get the things I need and spread the cost. All of my plans are in one place and it's easy to pay (many websites accept PayPal) Reviewed on: 26th May 2024
Lucy's avatar
Lucy

Amazing love it makes it so much easier to make paym...

5
Amazing love it makes it so much easier to make payments spread Reviewed on: 26th May 2024
Ella W's avatar
Ella W

Easy service

5
Ideal for spreading the cost on larger purchase Reviewed on: 26th May 2024
Jill 's avatar
Jill

Be silly not to use it

5
Everytime I have used this service I have had no trouble, I wish more retailers accepted it however so many already do. On one occasion I had a query and it was so easy to contact paypal and get a response which resolved my question. The app is so easy to understand and you can easily track purchases or even pay it back early! Reviewed on: 26th May 2024
Chelsea Roughton's avatar
Chelsea Roughton

A great way to spread your costs

5
A great way to spread your spending and very easy to use. Efficiently run. Reviewed on: 26th May 2024
robert.greaves@chandris.com's avatar
[email protected]

Payment exchange

5
I find paying in 3 easy installments best way to manage my payments. Discovered by accident paying for gift. Reviewed on: 26th May 2024
Alan 's avatar
Alan

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