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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101248 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101248)

Perfect for on-line purchases and interest free

I've used Pay in 3 4 or 5 times, it is really helpful in managing the cost of buys across a medium term. I have no hesitation in recommending it because it is a simple option at the checkout, takes minimal extra time and is interest free Reviewed on: 10th July 2026

Use it all the time; no issues.

Use it all the time; no issues. Easy to use, easy to track and can help spread payments across a longer time when needed. Also has the option to pay off earlier if you want to which is helpful. Can be used with lots of retailers too. Reviewed on: 10th July 2026

I have sent, received and used pay in 3.

I have sent, received and used pay in 3. They have always been available for issues if I have any and very convenient, friendly and their website is very user friendly. They send updates, reminders etc and not had any issues so far other than queries re payments and updating them. Reviewed on: 10th July 2026

Its been great for things I need when I didnt have e...

Its been great for things I need when I didnt have enough or just secure payments Reviewed on: 10th July 2026

Simple and easy to use.

Simple and easy to use. Paypal is effortless. So the compulsion to buy just becomes easier. Reviewed on: 10th July 2026

PayPal offers very secure payment method that will b...

PayPal offers very secure payment method that will be connected to my bank. Reviewed on: 10th July 2026

Great service, no hassle in set-up.

Great service, no hassle in set-up. No problems so far Reviewed on: 10th July 2026

Peace of mind and better control

The interest free pay in 3 helps me spread my cost of purchase giving peace of mind and I feel in control of my finances Reviewed on: 10th July 2026

Easy way

It is always such an easy way to pay, ir buy something Reviewed on: 10th July 2026

Really easy to use and helps me budget my money...

Really easy to use and helps me budget my money better Reviewed on: 10th July 2026

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