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PayPal: Pay in 3 reviews

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4.93
Based on 48,980 reviews, last reviewed 10th May 2026
2511800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick review overview easy to use, not needed to deal with customer service,in competition with my bank who offers the same service Reviewed on: 10th May 2026
anthony h's avatar
anthony h

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (48980)

Very easy to use and helpful for when making bigger...

5
Very easy to use and helpful for when making bigger purchases. Reviewed on: 24th May 2024
Nyah L's avatar
Nyah L

Being a low income household the pay in 3 has been a...

5
Being a low income household the pay in 3 has been a massive help too me it has helped me stay on top of my finances while improving my household I wouldn’t have been able to do this without pay in 3 Reviewed on: 24th May 2024
Bernadette 's avatar
Bernadette

Bad experience of pay in instalments.

1
Bad experience of pay in instalments. They allowed pay in 3 and then took it away! Despite bills being paid on time or in advance Reviewed on: 24th May 2024
Anna T's avatar
Anna T

Fast and reliable service

5
Service was fast and reliable. Used the service to purchase an item from Grailed. Reviewed on: 24th May 2024
Mihnea Z's avatar
Mihnea Z

Interest free, charge free, effort free!

5
I wasn’t aware of it until it was presented as an option at the checkout on a recent purchase, but I chose it and it was so easy and fast; almost instant! Interest free and split into 3 payments with all the admin done for you… it’s an absolute win in my book! I’ve used it again since, makes life that little bit easier without any additional effort from the customer. Reviewed on: 24th May 2024
Nita B's avatar
Nita B

I have found everything easy to use and very helpful.

5
I have found everything easy to use and very helpful. Reviewed on: 24th May 2024
Joanne Tidmarsh's avatar
Joanne Tidmarsh

Affordable Christmas

5
This was great for me before Christmas so that I was able to afford my son's Christmas present utilising my January pay check! The process was quick and easy and it was clear how it would work. Thanks PayPal! Reviewed on: 24th May 2024
Sian D's avatar
Sian D

Absolutely Work well and Easy to use

5
Absolutely Work well and Easy to use Reviewed on: 24th May 2024
Abdirahman J's avatar
Abdirahman J

easy to use, very user friendly design

5
easy to use, very user friendly design Reviewed on: 24th May 2024
Dipesh M's avatar
Dipesh M

Great way to purchase!

5
easy to set up and works fine for me Reviewed on: 24th May 2024
ezlong61's avatar
ezlong61

Review PayPal: Pay in 3 now

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