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PayPal: Pay in 3 reviews

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4.93
Based on 48,959 reviews, last reviewed 10th May 2026
2509800% increase in 5 star reviews
in the past 90 days
4900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been with PayPal for many years and I have us... I have been with PayPal for many years and I have used all of the financial parts like pay 3 many times without any issues at all Reviewed on: 10th May 2026
Adie 's avatar
Adie

Latest lowest rating:

2

Pay in 3 is just a pain. Pay in 3 is just a pain.....happy to pay by debit card Reviewed on: 10th May 2026
Ali's avatar
Ali
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (48959)

PayPal is useful but customer service could improve

4
I find using PayPal helpful for items pay in 3 and credit however when there is a problem it's very difficult to resolve an issue with PayPal and customer service do not read your issue correctly and they do not respond correctly nor do they help you. They provide scripted responses. Reviewed on: 24th May 2024
Emma's avatar
Emma

PayPal is great.

5
PayPal is great. Its a versatile safe and secure way to pay either online or in store woth PayPal credit. The pay in 3 option is great! Giving you the chance to spread over 3 months. Reviewed on: 24th May 2024
Aimee 's avatar
Aimee

makes it super easy to spread out payment.

5
makes it super easy to spread out payment. no fuss Reviewed on: 24th May 2024
ben n's avatar
ben n

Versatile, Flexible and really Helpful

5
Paypal Pay in 3 has helped me out in difficult situations like when my daughter broke her bed and I didn’t have £300 cash. It’s versatile, flexible and really useful. Reviewed on: 24th May 2024
Stephanie Buttler's avatar
Stephanie Buttler

Works really well and makes transactions feel safe

5
Works really well and makes transactions feel safe Reviewed on: 24th May 2024
John P's avatar
John P

Pay in 3 is a great idea.

4
Pay in 3 is a great idea. It has proven to be very helpful. Reviewed on: 24th May 2024
Graham T's avatar
Graham T

a peace of mind

5
Helpful, gives you always a peace of mind Reviewed on: 24th May 2024
Joe P's avatar
Joe P

When you haven’t got much money if you want to buy s...

5
When you haven’t got much money if you want to buy something expensive the pay pal pay in 3 is handy to break down the payment Reviewed on: 24th May 2024
Garry W's avatar
Garry W

Perfect experience recommend everyone

5
Perfect experience recommend everyone Reviewed on: 24th May 2024
Ineta's avatar
Ineta

Easy method of payment

5
Pay in three is easy to use from the PayPal app when you are buying something as it comes up as an option along with other means of payment. It really helps with bigger purchases such as theatre tickets Reviewed on: 24th May 2024
Hellyb 's avatar
Hellyb

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